Muthoot Finance Q3 FY26: Standalone AUM Hits ₹50,000 Crore, Profit Up 91%
Muthoot Finance reported standalone AUM of ₹50,000 crore for Q3 FY26, with gold loan portfolio growing 50% YoY. Nine-month standalone profit after tax surged 91% to ₹7,048 crore. Subsidiaries like Muthoot Home Finance and Muthoot Money also showed significant growth. The company views RBI's draft regulations on branch opening positively.
The announcement details substantial financial growth, historic AUM figures, and positive commentary on regulatory changes that are expected to aid future expansion, all of which are material to investors.
The company reported significant growth in AUM and profits, with strong performance across its gold loan business and subsidiaries. Positive commentary on regulatory changes also contributes to the positive sentiment.
Muthoot Finance Limited announced strong financial results for the quarter and nine months ended December 31, 2025. The company's standalone Assets Under Management (AUM) reached a historic ₹50,000 crore, driven by a robust 50% year-on-year growth in its gold loan portfolio.
For the nine-month period, standalone gold loan portfolio increased by ₹36,700 crore to ₹1,39,658 crore. The standalone profit after tax for the nine months surged by 91% to ₹7,048 crore. The company noted an increasing customer acceptance of gold loans as a convenient credit solution.
Subsidiaries also performed well. Muthoot Home Finance reported a 24% year-on-year AUM growth to ₹3,380 crore and a profit after tax of ₹19 crore for the nine months. Belstar Microfinance, despite earlier losses, achieved a profit after tax of ₹51 crore in Q3, reducing its cumulative loss for the year to ₹109 crore. Muthoot Insurance Brokers posted a profit after tax of ₹23 crore in nine months. Muthoot Money saw its loan portfolio grow by 168% to ₹8,003 crore in nine months, with a profit after tax of ₹203 crore.
The company also highlighted the Reserve Bank of India's draft regulations permitting branch opening without prior permission, which is seen as a significant positive step for business growth. The transcript of the analyst call held on February 12, 2026, discussing these results, was uploaded on the company's website on February 18, 2026.
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Muthoot Finance Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by Muthoot Finance Limited. Read the original for the full detail.