Muthoot Microfin Q2 FY27: AUM Rs 1,53,228 Cr, PAT Rs 1,108 Cr, up 263%
Muthoot Microfin's Q2 FY'27 results show a 22.0% YoY AUM growth to ₹1,53,228 Cr and a 27.5% YoY disbursement increase to ₹28,997 Cr. PAT surged 263.0% YoY to ₹1,108 Cr. NIM was 12.5%, ROA 3.0%, and GNPA/NNPA at 3.38%/1.05%. The company is focusing on portfolio diversification and digital transformation.
The substantial increase in PAT and growth in key financial metrics like AUM and disbursements are material to investors and indicate a positive outlook for the company.
The company reported strong year-on-year growth in AUM, disbursements, and a significant increase in Profit After Tax, indicating a positive financial performance.
Muthoot Microfin Limited announced its unaudited financial results for the quarter ended September 30, 2026 (Q2 FY'27). The company's Assets Under Management (AUM) grew by 22.0% year-on-year to ₹1,53,228 million. Disbursements also saw a significant increase of 27.5% year-on-year, reaching ₹28,997 million.
The company reported a Profit After Tax (PAT) of ₹1,108 million, marking a substantial rise of 263.0% compared to the same quarter last year. Net Interest Margin (NIM) stood at 12.5%, and Return on Assets (ROA) was 3.0% for the quarter.
Muthoot Microfin highlighted its strategic diversification, with the non-JLG (Joint Liability Group) portfolio, including individual loans, MSME loans, and gold loans, increasing its share. The company also emphasized its digital transformation, with digital collections contributing significantly and a focus on a self-service, end-to-end digital loan journey through its customer application.
Asset quality remained strong, with Gross Non-Performing Assets (GNPA) at 3.38% and Net Non-Performing Assets (NNPA) at 1.05%. The provision coverage ratio was maintained at a healthy level.
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