Muthoot Microfin Q3 FY26 Investor Presentation: Audited Financial Results Disclosed
Muthoot Microfin Limited released its Q3 FY26 investor presentation. AUM reached ₹1,30,786 million, with disbursements at ₹24,922 million. PAT surged 1544% YoY to ₹624 million. GNPA improved to 4.40%. The company aims for 5-10% AUM growth and a credit cost of 4.0-6.0% for FY26.
The announcement provides detailed financial results for the quarter, including key performance indicators and future guidance, which are crucial for investors to assess the company's financial health and future prospects.
The company reported a significant year-on-year increase in Profit After Tax (PAT) and an improvement in asset quality (reduction in GNPA and NNPA). The growth in AUM and disbursements, coupled with positive future guidance, indicates a strong performance.
Muthoot Microfin Limited has submitted its Investor Presentation for the quarter ended December 31, 2025, along with the unaudited financial results. The presentation, disclosed under Regulation 30 of SEBI Listing Regulations, provides a comprehensive overview of the company's performance and strategic initiatives.
The company's operational highlights for Q3 FY26 include an Assets Under Management (AUM) of ₹1,30,786 million, a 5.4% year-on-year growth. Disbursements grew by 22.5% year-on-year to ₹24,922 million. The Gross Non-Performing Asset (GNPA) ratio stood at 4.40%, a decrease of 137 basis points year-on-year, and the Net Non-Performing Asset (NNPA) ratio was 1.34%. Active clients numbered 3.33 million.
Financially, for Q3 FY26, total income was ₹6,054 million, a decrease of 11.2% year-on-year. Profit Before Provision and Contingencies (PPOP) was ₹1,753 million, down 30.5% year-on-year. However, Profit After Tax (PAT) saw a significant jump of 1544.0% year-on-year to ₹624 million. Return on Assets (ROA) was 1.9%, and Return on Equity (ROE) was 9.1%. The Net Interest Margin (NIM) stood at 12.0%.
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Muthoot Microfin Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by Muthoot Microfin Limited. Read the original for the full detail.