New India Assurance FY26 GWP Up 8.2% to ₹47,174 Cr, PAT Jumps 40%
The New India Assurance Company Limited reported FY26 Gross Written Premium of ₹47,174 crore, up 8.2% YoY. PAT increased by 40% to ₹1,384 crore. Market share grew to 12.74%. The company absorbed ₹3,525 crore in wage revisions. Solvency ratio was 1.84x.
The announcement includes key financial results (GWP, PAT) and market share data, which are material information for investors and significantly impact the company's valuation and outlook.
The company reported strong growth in Gross Written Premium and significant improvement in Profit After Tax. Market share gains and successful absorption of cost impacts indicate positive operational performance.
The New India Assurance Company Limited has released its investor presentation for the quarter and financial year ended March 31, 2026. The company reported a Gross Written Premium (GWP) of ₹47,174 crore for FY26, an increase of 8.15% year-on-year. The Indian business grew faster than the industry, with the company's market share rising from 12.56% to 12.74%.
Profit After Tax (PAT) saw a significant improvement, growing by 40% for the full year and 61% for the fourth quarter. The company managed to absorb the impact of wage revisions and family pension adjustments, amounting to ₹3,525 crore for the year and ₹597 crore in Q4 FY26.
The incurred claim ratio was influenced by higher loss ratios in the Motor Third Party and aviation segments. The combined ratio for the year stood at 116.78% (adjusted for wage revision impact), compared to 115.34% in the previous year. The Health segment showed an improved loss ratio, while the Motor segment faced challenges due to competition and the lack of premium revision in Motor TP.
The company's solvency ratio remained healthy at 1.84x. The CMD, Ms. Girija Subramanian, expressed optimism for FY27, with a focus on the retail and MSME segments. Key initiatives for FY27 include launching innovative products, entering new lines like parametric insurance, and enhancing risk management.
IT initiatives include a revamped website, WhatsApp services, an AI/ML enabled Chatbot, and claim automation efforts to expedite settlement.
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The New India Assurance Company Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by The New India Assurance Company Limited. Read the original for the full detail.