Niva Bupa Q1 FY27 PAT ₹137.8 Cr, up 93%; GWP ₹2,150 Cr
Niva Bupa reported Q1'FY2027 PAT of ₹137.8 crore, a 93% increase from Q1'FY2026. GWP reached ₹2,150 crore, up 31.7% YoY. Retail Health GWP grew 47.1% to ₹1,607.1 crore, with market share at 11.1%. CISR improved to 100.2%. The company adopted Ind AS accounting standards and was recognized as a Great Place to Work.
Significant financial performance improvements in key metrics like PAT and GWP, coupled with market share gains, indicate a strong positive impact on the company's standing and investor perception.
The company reported strong year-on-year growth in PAT and GWP, along with an improved market share and operational ratios. Recognition as a Great Place to Work also contributes positively.
Niva Bupa Health Insurance Company Limited announced its business performance for the quarter ended June 30, 2026 (Q1'FY2027), presenting its earnings call details. The company reported a Profit After Tax (PAT) of ₹137.8 crore for Q1'FY2027, a significant increase of 93% compared to ₹71.4 crore in Q1'FY2026, as per Ind AS reporting.
Gross Written Premium (GWP) for Q1'FY2027 stood at ₹2,150 crore, marking a 31.7% year-on-year growth on a 1/n basis. Retail Health GWP also saw a substantial rise, reaching ₹1,607.1 crore, up 47.1% year-on-year. The company's Retail Health market share improved to 11.1% from 10.0% in the same period last year.
The Combined Insurance Service Ratio (CISR) for Q1'FY2027 was 100.2%, an improvement from 103.2% in Q1'FY2026. The company has transitioned to Indian Accounting Standards (Ind AS) starting from Q1'FY2027, which enhances financial transparency. Niva Bupa was also recognized as one of India's Great Places to Work in 2026, ranking 41st. The Weighted Episodal NPS for Q1'FY2027 was 62, reflecting improved customer service.
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