OnEMI Technology Solutions Reports Strong FY26 Results: PAT Jumps 75% to ₹281 Crore, AUM Surges 73% to ₹7,066 Crore
OnEMI Technology Solutions reported FY26 PAT of ₹281 crore, up 75% YoY, and AUM surged 73% YoY to ₹7,066 crore. GNPA improved to 2.1%. The company provided guidance for continued growth with AUM expected to increase over 40%, GNPA below 2.25%, and RoAAUM of 4.5-5.0%.
The significant increase in profit and AUM, coupled with positive future guidance and improved asset quality metrics, are material financial events that are likely to have a high impact on investor sentiment and the company's valuation.
The company reported strong year-on-year growth in PAT and AUM, along with an improvement in asset quality and positive future guidance. This indicates a robust financial performance and positive outlook.
OnEMI Technology Solutions Limited (formerly OnEMI Technology Solutions Private Limited) has announced its audited financial results for the quarter and financial year ended March 31, 2026. The company reported a significant Profit After Tax (PAT) of ₹281 crore for FY26, marking a 75% year-on-year increase. Assets Under Management (AUM) also saw substantial growth, rising by 73% year-on-year to ₹7,066 crore.
The company's performance reflects a resilient approach amidst sector-wide challenges, with a continued focus on AI/ML model-based underwriting, disciplined collections, and calibrated portfolio management. The CEO, Ranvir Singh, highlighted the strength of the company's governance and risk management framework, noting an improvement in Gross Non-Performing Assets (GNPA) by 78 basis points quarter-on-quarter to 2.1%.
Key financial highlights for FY26 include a Pre-Provision Operating Profit (PPOP) of ₹836 crore, a 54% increase year-on-year. Return on Average Assets Under Management (RoAAUM) stood at 5.0%, and Return on Equity (RoAE) was 24.0%. The company also maintained a strong Capital Adequacy Ratio of 25.28%.
Looking ahead, OnEMI Technology Solutions has provided guidance indicating expectations of a 40%+ AUM growth, a 10-15% YoY reduction in impairment cost, GNPA below 2.25%, RoAAUM between 4.5-5.0%, and RoAE between 19-21%. The company also plans to scale up its Loan Against Property (LAP) AUM, which constituted 7% of total AUM as of March 2026.
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See the model portfoliosA plain-language summary of a public exchange filing by OnEMI Technology Solutions Limited. Read the original for the full detail.