Paisalo Digital Q2FY27: AUM up 33% to ₹72,659 Cr, PAT up 27% to ₹656 Cr
Paisalo Digital reported a 33% YoY AUM growth to ₹72,659 million and a 42% YoY disbursement growth to ₹15,673 million for Q2FY27. PAT increased by 27% YoY to ₹656 million. The company launched a ₹300 crore NCD issue and plans to launch its consumer app in Q3FY27.
The announcement details significant financial growth, a successful debt fundraising initiative, and strategic technological advancements that are expected to drive future performance, impacting investors and the company's market position.
The company reported strong year-on-year growth in AUM, disbursements, total income, and PAT. Asset quality remained stable and improved. The successful launch of an NCD issue and plans for a new app further indicate positive momentum.
Paisalo Digital Limited announced its financial results for the quarter ended September 30, 2026 (Q2FY27), showcasing strong growth across key metrics. The company's Assets Under Management (AUM) surged by 33% year-on-year to ₹72,659 million (₹7,265.9 crore), while disbursements grew by 42% year-on-year to ₹15,673 million (₹1,567.3 crore).
Total Income increased by 24% year-on-year to ₹2,773 million (₹277.3 crore), and Profit After Tax (PAT) saw a 27% year-on-year rise to ₹656 million (₹65.6 crore). The company maintained a stable asset quality, with Gross Non-Performing Assets (GNPA) at 0.66% and Net Non-Performing Assets (NNPA) at 0.46%.
Paisalo Digital also strengthened its balance sheet by approving and launching Tranche I of its public issue of secured, rated, listed Non-Convertible Debentures (NCDs) aggregating up to ₹300 crore under a ₹900 crore shelf limit. The company's customer franchise expanded to approximately 20 million, and it aims to launch its consumer-facing app in Q3FY27 to enhance customer experience and operational scalability. Technology and AI integration continue to be a focus, with the company expecting operating leverage from these efficiencies.
What to do with a filing like this
Paisalo Digital Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
That call is the part a filing cannot make for you. On RealCase, SEBI-registered research analysts and investment advisers read announcements like this one and turn the ones that matter into actions inside their model portfolios: a change in weight, a hold, or nothing at all. You are not left working out which of the roughly 250 filings published each day needs a response. The portfolio you follow is updated when a filing actually warrants it, with the reason written down.
See the model portfoliosA plain-language summary of a public exchange filing by Paisalo Digital Limited. Read the original for the full detail.