PB Fintech Q4 FY26 Earnings Call Transcript Released; Revenue Grows 42% YoY
PB Fintech reported a 42% YoY growth in insurance premium to ₹29,934 crore for FY26, driven by a 57% rise in new protection premium. Quarterly insurance premium grew 46% YoY. Renewal revenues saw a 63% YoY increase. CSAT scores for both insurance and Paisabazaar improved to over 90%.
The announcement details significant financial growth and strategic initiatives in key business areas, which are likely to have a substantial impact on investor perception and the company's future performance.
The company reported strong year-on-year growth in insurance premiums, new protection premiums, and renewal revenues. Improvements in customer satisfaction scores and expansion into new financial products also contribute to a positive sentiment.
PB Fintech Limited has released the transcript of its Earnings Call conducted on May 6, 2026, for the fourth quarter and full year of FY2025-26. The company reported a significant year-on-year growth of 42% in its insurance premium, reaching approximately ₹29,934 crore for the full year. The new protection premium saw a substantial increase of 57% year-on-year.
For the quarter, insurance premium grew by 46% year-on-year, with online insurance premium up 39% for the year and 44% for the quarter. New protection premium grew by 57% for the year and 67% for the quarter. Health insurance, in particular, showed strong growth at 68% year-on-year within the new protection business.
The company highlighted the strong growth in its renewal revenues, which increased from ₹668 crore to ₹935 crore over the last 12 months, representing a 63% year-on-year growth for the quarter, reaching an ARR of ₹1,126 crore. Customer onboarding and claim support have improved, with insurance CSAT consistently above 90% and Paisabazaar CSAT reaching 90%.
Lending disbursal grew by 11% year-on-year. The company's consolidated operating revenues grew by 37% for the full year. The management discussed the strategic focus on AI to enhance productivity and customer experience, emphasizing growth and customer excellence as primary drivers for the next five years. They also touched upon the potential for expansion into new financial product distribution, including bonds and mutual funds, through Paisabazaar, aiming to become a comprehensive financial platform.
PB Fintech's UAE business also showed strong growth, increasing by 54% year-on-year. The company's consolidated PAT grew, and the management expressed optimism about future growth driven by both new business and renewals.
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PB Fintech Limited filed this with the NSE as a statutory disclosure, categorised under concall transcript released. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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