PB Fintech Q4FY26 PAT Soars 54% to ₹261 Cr on Revenue Growth
PB Fintech reported a 54% YoY increase in Q4FY26 PAT to ₹261 Cr and 115% YoY growth in FY26 PAT to ₹670 Cr. FY26 total insurance premium rose 42% to ₹29,934 Cr, and lending disbursal grew 50% to ₹30,740 Cr. The company authorized an investment of up to ₹5 Cr in its subsidiary.
The announcement details strong financial results for the full year and the quarter, including significant profit growth and revenue increases. This directly impacts the company's financial health and investor perception, making the impact high.
The company reported significant year-on-year growth in key financial metrics like profit after tax (PAT), total insurance premium, and operating revenue for both the quarter and the full year. The increase in PAT and revenue, along with improved margins, indicates a positive financial performance.
PB Fintech Limited announced its audited standalone and consolidated financial results for the quarter and year ended March 31, 2026. The Board of Directors approved these results in a meeting held on May 06, 2026.
For the full year FY26, the company reported a total insurance premium of ₹29,934 crore, a 42% year-on-year increase. The PAT grew by 115% year-on-year to ₹670 crore, with the PAT margin improving from 6% to 10%. Operating revenue for FY26 stood at ₹6,794 crore, up 37% year-on-year. The company also saw a 50% year-on-year increase in total lending disbursal for the year, reaching ₹30,740 crore.
In the fourth quarter of FY26 (Q4FY26), total insurance premium grew by 46% year-on-year to ₹9,217 crore. Operating revenue for the quarter was ₹2,061 crore, a 37% increase year-on-year. The PAT for Q4FY26 saw a significant jump of 54% year-on-year to ₹261 crore, with the PAT margin improving to 13% from 11% in the previous year.
The company highlighted strong growth in its core online insurance premium, which increased by 39% year-on-year for FY26 and 44% year-on-year for Q4FY26. New protection premiums (Health + Term Insurance) grew by 57% year-on-year for the full year and 67% year-on-year for the quarter.
Furthermore, the Board authorized an investment of up to ₹5 crore in PB Marketing and Consulting Private Limited, a wholly-owned subsidiary.
The company's statutory auditors, Walker Chandiok & Co. LLP, issued an unmodified opinion on the financial results.
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PB Fintech Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by PB Fintech Limited. Read the original for the full detail.