Piramal Finance FY26 Results: AUM Crosses ₹1 Lakh Cr, PAT Soars 210% to ₹1,506 Cr
Piramal Finance's FY26 PAT soared 210% to ₹1,506 crore, with Q4 FY26 PAT at ₹502 crore (up 390% YoY). Total AUM crossed ₹1,01,230 crore (up 25% YoY), driven by growth AUM. The company met all FY26 targets and secured multiple credit rating upgrades. FY27 targets include 25% AUM growth and ~50% PAT growth.
The announcement details substantial financial growth, crossing key AUM milestones, and positive future outlooks, which are material events for investors and stakeholders.
The company reported significant year-on-year growth in both Assets Under Management (AUM) and Profit After Tax (PAT), alongside meeting its financial targets and achieving credit rating upgrades. The outlook for the next fiscal year is also positive.
Piramal Finance Limited announced its audited financial results for the quarter and financial year ended March 31, 2026. The company's total Assets Under Management (AUM) crossed ₹1,01,230 crore, marking a significant 25% year-on-year growth. This milestone was primarily driven by the growth AUM, which surged by 33% YoY and now constitutes 97% of the total AUM, while legacy AUM reduced by 59% YoY to less than 3% of the total.
Consolidated Profit After Tax (PAT) for FY26 reached ₹1,506 crore, a substantial 210% increase compared to the previous year. For the fourth quarter of FY26, PAT stood at ₹502 crore, a 390% YoY jump. The company also reported a strong finish to the year with a consolidated Net Interest Margin (NIM) of 6.5% for Q4 FY26, up 23 basis points quarter-on-quarter. Retail opex-to-AUM continued its downward trend, decreasing by 21 basis points QoQ to 3.6%. Asset quality remained stable, with total Gross Non-Performing Assets (GNPA) down 32 basis points QoQ to 2.3%. The Return on Average AUM (RoAUM) for the growth business in Q4 FY26 was 2.1%.
Piramal Finance met all its FY26 targets, including 25% YoY growth in total AUM, 33% YoY growth in growth AUM, and achieving an 85% retail share in total AUM. The company also secured several credit rating upgrades, with domestic long-term debt rated AA+ by CRISIL, ICRA, and CARE, and international ratings upgraded by S&P and Moody's.
Looking ahead, Piramal Finance has set an outlook for FY27 with a target of 25% growth in AUM and approximately 50% growth in consolidated PAT. The company also aims to achieve a RoAUM of around 2.5% by the exit quarter of FY27.
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Piramal Finance Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by Piramal Finance Limited. Read the original for the full detail.