Piramal Finance Investor Presentation: Targets ₹1.5 lac Cr AUM by Mar-28, Profitability Focus
Piramal Finance targets ₹1.5 lac Cr AUM by March 2028, with a 4.5-5.0x AUM-to-equity ratio. The company projects ~25% AUM growth in FY27-28 and ~50% consolidated PAT growth in FY27. Retail AUM reached ₹85,885 Cr in FY26, and the company aims to reduce opex-to-AUM to 3.00-3.25% by FY27-28. AI adoption is also a key focus.
The investor presentation outlines significant financial targets and strategic directions, including substantial AUM growth and profitability goals, which are material for investors and stakeholders.
The announcement highlights strong growth targets, strategic focus on profitability and retail lending, successful AI integration, and stable asset quality, indicating a positive outlook for the company.
Piramal Finance Limited has released an investor presentation detailing its strategic blueprint for value creation, focusing on growth, profitability, and predictability. The company aims to achieve an Assets Under Management (AUM) of ₹1.5 lac Crore by March 2028, with a target AUM-to-equity ratio of 4.5-5.0x by the same period.
Key financial targets include a projected YoY AUM growth of approximately 25% in FY27 and around 25% in FY28. The company also anticipates a significant ~50% YoY growth in consolidated profit after tax (PAT) in FY27, reaching approximately ₹2,100 Cr, and aims for a PAT of ₹3,000-3,500 Cr in FY26, with RoAUM projected to be around 2.5% by FY27-28.
The presentation highlights the company's retail-led strategy, with retail AUM forming 85% of the total AUM as of March 2026. The company has achieved a 33% YoY growth in retail AUM to ₹85,885 Crore in FY26 and aims to further reduce its opex-to-AUM ratio to 3.00-3.25% by FY27-28. Asset quality remains stable, with overall retail 90+ DPD at 0.6% in Q4 FY26.
Piramal Finance has also made significant strides in leveraging Artificial Intelligence (AI), with its Piramal.ai initiative showing a more than 3x growth in usage in FY26. AI solutions are being deployed across growth, underwriting, customer experience, and operational efficiency.
The company's Wholesale 2.0 business has seen AUM grow by 38% YoY to ₹12,538 Crore. The presentation also details the historical evolution of Piramal Finance, its group structure, management team, and board expertise, emphasizing a strong promoter group and a credible management team.
What to do with a filing like this
Piramal Finance Limited filed this with the NSE as a statutory disclosure, categorised under investor presentation. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by Piramal Finance Limited. Read the original for the full detail.