Piramal Finance Q1 FY27: AUM up 25% to ₹1.07 Lakh Cr, PAT surges 67% to ₹461 Cr
Piramal Finance reported Q1 FY27 results with AUM at ₹1.07 lakh crore (up 25% YoY) and PAT at ₹461 crore (up 67% YoY). Retail AUM grew 32% YoY to ₹91,249 crore. NIM was 6.5%. The company will attend the Motilal Oswal conference on August 17, 2026.
The significant growth in key financial metrics like AUM and PAT, coupled with strategic updates and participation in investor conferences, has a high impact on investor perception and company valuation.
The company reported strong year-on-year growth in AUM and PAT, along with improved margins and asset quality, indicating positive financial performance.
Piramal Finance Limited announced its financial results for the first quarter of Fiscal Year 2027 (Q1 FY27), reporting a significant year-on-year growth in Assets Under Management (AUM) and Profit After Tax (PAT).
The company's AUM reached ₹1,06,940 crore, marking a 25% increase year-on-year, with Retail AUM growing by 32% to ₹91,249 crore. Wholesale lending AUM also saw a substantial rise of 27% to ₹13,238 crore. The Net Interest Margin (NIM) stood at 6.5%, up 47 basis points year-on-year.
Profit After Tax (PAT) for the quarter surged by 67% year-on-year to ₹461 crore. The Return on Average Assets (RoAUM) for the growth business was 1.9%, an improvement from 1.5% in Q1 FY26. The company maintained a strong asset quality with a Gross Non-Performing Asset (GNPA) ratio of 2.4% and a credit cost of 1.6% for the growth business.
Piramal Finance also highlighted its strategic initiatives, including the continued expansion of its branch network and the increasing use of AI across its operations, particularly in credit assessment and customer service. The company's cost-to-income ratio improved to 52.5% from 65.6% in Q1 FY26, reflecting operational efficiencies.
Piramal Finance will be participating in the Motilal Oswal 22nd Annual Global Investor Conference in Mumbai on 17th August 2026.
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