Piramal Finance Q1 FY27 PAT ₹461 Cr, Up 67% YoY; AUM ₹1,06,940 Cr, Up 25%
Piramal Finance reported Q1 FY27 PAT of ₹461 Crore, a 67% YoY increase. AUM grew 25% YoY to ₹1,06,940 Crore, with retail AUM up 32% YoY. NIM was 6.5%, and GNPA stood at 2.4%. The company launched its AI investor relations agent, Pia.
The announcement details significant financial growth (PAT and AUM), improved key ratios (NIM, Cost to Income), and stable asset quality, which are material factors for investors and market sentiment.
The company reported strong year-on-year growth in PAT and AUM, along with stable asset quality and improved margins, indicating a positive financial performance.
Piramal Finance Limited announced its unaudited financial results for the quarter ended June 30, 2026. The company reported a Profit After Tax (PAT) of ₹461 Crore, marking a significant 67% year-on-year increase. Total Assets Under Management (AUM) grew by 25% year-on-year to ₹1,06,940 Crore, with retail AUM reaching ₹91,249 Crore, up 32% year-on-year.
The Net Interest Margin (NIM) stood at 6.5%, a 47 basis points increase year-on-year, while the Cost to Income ratio improved to 52.5% from 65.6% in the previous year.
Asset quality remained stable, with Gross Non-Performing Assets (GNPA) at 2.4% and a Growth Business credit cost of 1.6%. The Return on Average AUM (RoAUM) for the growth business was 1.9%, up from 1.5% in the same quarter last year.
The company also highlighted its expanding branch network, now at 780 branches across 26 states, and the increasing adoption of its AI-powered investor relations agent, Pia (Piramal Investor Assistant).
Wholesale lending AUM grew by 27% year-on-year to ₹13,238 Crore, with disbursements of ₹2,604 Crore. The portfolio's Effective Interest Rate (EIR) was 14.2%.
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Piramal Finance Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by Piramal Finance Limited. Read the original for the full detail.