Piramal Finance Q1 FY27 PAT ₹461 Cr, Up 67% YoY; AUM ₹1,06,940 Cr, Up 25%
Piramal Finance reported Q1 FY27 PAT of ₹461 Cr, a 67% YoY increase. AUM reached ₹1,06,940 Cr, up 25% YoY, with retail AUM growing 32% YoY to ₹91,249 Cr. NIM was 6.5%, and GNPA stood at 2.4%. The company launched its AI investor relations assistant, Pia.
The significant increase in profit and AUM, coupled with positive operational metrics, is likely to have a high impact on investor sentiment and the company's stock performance.
The company reported strong year-on-year growth in PAT and AUM, along with stable asset quality and improved margins, indicating a positive financial performance.
Piramal Finance Limited announced its financial results for the first quarter of FY27, reporting a Profit After Tax (PAT) of ₹461 Crore, marking a significant year-on-year increase of 67%. The company's Assets Under Management (AUM) grew by 25% YoY to ₹1,06,940 Crore.
The retail AUM reached ₹91,249 Crore, showing a robust 32% YoY growth, contributing 85% to the total AUM. Wholesale lending AUM stood at ₹13,238 Crore, up 27% YoY.
Key performance indicators include a Net Interest Margin (NIM) of 6.5%, an improvement of 47 basis points YoY. The company also reported a stable asset quality with a Gross Non-Performing Asset (GNPA) ratio of 2.4%. The retail opex-to-AUM ratio continued its decline, falling to 3.5% YoY.
Piramal Finance highlighted its strategic focus on AI-powered solutions, with its AI assistant, Pia, launched to aid investor relations. The company continues to expand its branch network and leverage technology across its operations to drive growth and efficiency.
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