Piramal Finance Q1 FY27: PAT Jumps 67% YoY to ₹461 Cr, AUM Grows 25% YoY to ₹1,06,940 Cr
Piramal Finance reported Q1 FY27 PAT of ₹461 Cr, up 67% YoY. AUM grew 25% YoY to ₹1,06,940 Cr, with Retail AUM up 32% YoY. NIM was 6.5%, and Cost to Income improved to 52.5%. GNPA stood at 2.4%. Investor meetings are scheduled in Hong Kong and Singapore from August 10-13, 2026.
Significant year-on-year growth in key financial metrics like PAT and AUM, along with strategic investor engagement, is likely to have a high impact on investor perception and the company's stock performance.
The company reported strong year-on-year growth in PAT and AUM, along with improved NIM and a reduced Cost to Income ratio, indicating a positive financial performance.
Piramal Finance Limited announced its financial results for the first quarter of FY27, reporting a Profit After Tax (PAT) of ₹461 crore, marking a significant 67% year-on-year increase. The company's Assets Under Management (AUM) grew by 25% year-on-year to ₹1,06,940 crore. Retail AUM saw a substantial 32% year-on-year rise to ₹91,249 crore, while wholesale AUM increased by 27% year-on-year to ₹13,238 crore.
The Net Interest Margin (NIM) stood at 6.5%, showing a 47 basis points year-on-year increase. The company also reported a Cost to Income ratio of 52.5%, a notable improvement from 65.6% in Q1 FY26. Asset quality remained stable with a Gross Non-Performing Asset (GNPA) ratio of 2.4% and a Growth Business credit cost of 1.6%.
The investor presentation, enclosed with the announcement, details the company's performance across various segments, including retail lending (housing loans, loan against property, used car loans, unsecured business loans, digital loans, rural micro loans) and wholesale lending (corporate mid-market loans, real estate). The presentation also highlights the company's strategic focus on AI-powered solutions and its expanding branch network. Piramal Finance also scheduled a series of investor meetings in Hong Kong and Singapore from August 10th to August 13th, 2026.
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