Piramal Finance Q1 FY27: PAT up 67% to ₹461 Crore, AUM grows 25% to ₹1.07 Lakh Crore
Piramal Finance reported a 67% year-on-year rise in PAT to ₹461 crore for Q1 FY27. AUM grew 25% to ₹1.07 lakh crore, with Growth AUM up 32%. ROAUM for the Growth business improved to 1.9%. The company plans to raise up to ₹4,000 crore and has received BBB/Stable ratings from Japanese agencies.
The significant increase in profitability and AUM growth, coupled with a planned substantial fund-raise and positive credit ratings, are material developments for the company and its investors.
The company reported strong year-on-year growth in PAT and AUM, along with stable asset quality and an improved ROAUM for its growth business. The planned fund-raise and credit rating upgrades also contribute positively.
Piramal Finance Limited announced its unaudited financial results for the quarter ended June 30, 2026. The company reported a consolidated Profit After Tax (PAT) of ₹461 crore, marking a significant 67% year-on-year increase from ₹276 crore in Q1 FY26. The total Assets Under Management (AUM) grew by 25% year-on-year to ₹1,06,940 crore (₹1.07 lakh crore). The AUM from the company's continuing businesses, referred to as 'Growth AUM', increased by 32% year-on-year.
The Return on AUM (ROAUM) for the Growth business stood at 1.9% in Q1 FY27, an improvement from 1.5% in Q1 FY26. The company's Net Interest Margin (NIM) was reported at 6.5%, flat quarter-on-quarter, with the Growth business NIM at 6.8%. Operating expenses were well-contained, growing by 10% year-on-year, leading to a 89% year-on-year growth in pre-provisioning operating profit to ₹804 crore.
Asset quality remained stable, with retail 90+ delinquencies at 0.7% and stage two and stage three assets in the wholesale business below 0.2%. The company also received credit ratings of BBB/Stable from Japanese agencies R&I and JCR. Piramal Finance is also planning a fund-raise of up to ₹4,000 crore, subject to shareholder approval.
The company highlighted its focus on technology and AI, with a significant increase in AI token usage and the launch of an AI-powered investor assistant named 'Pia'. Management expressed confidence in meeting the FY27 guidance for AUM growth, profit growth, and ROAUM.
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