Piramal Finance Q2 PAT ₹545 Cr (+67% YoY), Raises ₹3,850 Cr
Piramal Finance reported Q2 FY2027 PAT of ₹545 crore, up 67% YoY. H1 FY2027 PAT was ₹1,006 crore, also up 67% YoY. AUM increased 24% to ₹1,13,112 crore, with retail disbursements up 34% to ₹14,646 crore. The company raised ₹3,850 crore via QIP and preferential allotment. Mr. Dinesh Kumar Khara appointed as Independent Director.
The strong financial performance, substantial capital raise, and addition of an experienced director like Mr. Dinesh Kumar Khara are highly material and will likely impact investor confidence and future growth prospects.
The company reported strong year-on-year growth in Profit After Tax (PAT) and Assets Under Management (AUM), along with a successful capital raise and a significant board appointment.
Piramal Finance Limited reported a Profit After Tax (PAT) of ₹545 crore for the second quarter ended September 30, 2026, marking a 67% year-on-year increase. For the first half of FY2027, the PAT stood at ₹1,006 crore, also up 67% year-on-year.
The company's Assets Under Management (AUM) grew by 24% year-on-year to ₹1,13,112 crore, primarily driven by a 30% year-on-year increase in Growth AUM. Retail disbursements saw a 34% year-on-year rise to ₹14,646 crore. Piramal Finance expanded its nationwide network to 838 branches across 621 cities in 25 states, with its customer franchise growing to 6.5 million.
To strengthen its capital base and support future retail-led growth, Piramal Finance successfully completed an equity capital raise of ₹3,850 crore. This comprised a Qualified Institutional Placement (QIP) of ₹2,100 crore and a preferential allotment of warrants worth ₹1,750 crore to the promoter group.
Additionally, the company announced the appointment of Mr. Dinesh Kumar Khara, former Chairman of SBI, as an Independent Director for a five-year term. Anand Piramal, Chairman, Piramal Finance Limited, commented on the consistent performance across growth, profitability, and predictability, highlighting the confidence shown through the capital raise and celebrating five years since the DHFL merger.
The company also leveraged AI extensively through Piramal.ai, enhancing productivity, customer experience, and decision-making across operations. This included a five-fold year-on-year increase in GenAI usage and significant contributions to code generation, disbursement per branch, and fraud risk management.
What to do with a filing like this
Piramal Finance Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
That call is the part a filing cannot make for you. On RealCase, SEBI-registered research analysts and investment advisers read announcements like this one and turn the ones that matter into actions inside their model portfolios: a change in weight, a hold, or nothing at all. You are not left working out which of the roughly 250 filings published each day needs a response. The portfolio you follow is updated when a filing actually warrants it, with the reason written down.
See the model portfoliosA plain-language summary of a public exchange filing by Piramal Finance Limited. Read the original for the full detail.