PNB Housing Finance FY26 PAT ₹2,291 Crore, Up 18%; Recommends ₹8 Dividend
PNB Housing Finance reported an 18% year-on-year increase in FY26 net profit to ₹2,291 crore. Assets Under Management grew 13% to ₹90,921 crore. Q4 FY26 disbursements rose 36% to ₹9,355 crore. Gross NPA improved to 0.93%. The company recommended a dividend of ₹8 per share.
The announcement includes key financial results for the full year and quarter, a significant milestone in AUM, improved asset quality, and a dividend recommendation, all of which are material information for investors and have a high impact on the company's valuation and investor outlook.
The company reported strong financial performance with significant growth in net profit, assets under management, and disbursements. Improvement in asset quality and a recommended dividend further contribute to the positive sentiment.
PNB Housing Finance Limited announced its consolidated audited financial results for the quarter and financial year ended March 31, 2026. The company's net profit for FY26 grew by 18% year-on-year to ₹2,291 crore, compared to ₹1,936 crore in the previous year. For the fourth quarter (Q4 FY26), net profit increased by 19% year-on-year to ₹656 crore.
Assets Under Management (AUM) crossed the ₹90,000 crore milestone, reaching ₹90,921 crore as of FY26, a 13% year-on-year growth. Retail Loan Assets grew by 16% year-on-year to ₹86,946 crore, constituting 99.5% of the total loan assets. The Affordable and Emerging Markets segment saw a 28% year-on-year growth, contributing 40% to the Retail Loan Asset.
Disbursements in Q4 FY26 increased by 36% year-on-year to ₹9,355 crore, with retail disbursements reaching an all-time high of ₹9,020 crore. The company also saw a disciplined re-entry into the corporate lending segment, disbursing ₹335 crore.
Asset quality improved, with Gross Non-Performing Assets (GNPA) reducing to 0.93% as of March 31, 2026, down from 1.08% in the previous year. Net Interest Income for FY26 was ₹3,110 crore, an increase of 13.1% year-on-year.
The Board of Directors recommended a dividend of ₹8 per equity share for FY26, subject to shareholder approval at the Annual General Meeting. Mr. Ajai Shukla, Managing Director & CEO, commented on the resilient and balanced growth, highlighting the strong retail loan portfolio, robust asset quality, and profitability. He also noted the successful restart of the corporate lending business and the company's commitment to enabling home ownership and nation-building.
What to do with a filing like this
PNB Housing Finance Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by PNB Housing Finance Limited. Read the original for the full detail.