PNB Q1 FY27 Investor Presentation: Net Profit Soars 213.6% YoY to ₹5,253 Crore
Punjab National Bank reported Q1 FY27 results with Net Profit surging 213.6% YoY to ₹5,253 Crore and Operating Profit at ₹7,519 Crore. Global Business grew 10.2% YoY to ₹29,97,970 Crore. Gross NPA improved to 2.78% and Net NPA to 0.68%. ROA stood at 1.04%.
The substantial increase in net profit and overall strong financial performance, coupled with improvements in asset quality, are material positive developments for the bank and its stakeholders, indicating robust operational health and growth potential.
The bank has reported strong positive financial results, including a significant year-on-year increase in net profit and operating profit, along with improvements in asset quality and key financial ratios.
Punjab National Bank (PNB) has released its investor presentation for the first quarter of FY2027, ending June 30, 2026. The bank reported a significant surge in Net Profit, which grew by 213.6% year-on-year to ₹5,253 Crore. Operating Profit also saw a healthy increase of 6.2% YoY, reaching ₹7,519 Crore.
The bank's financial performance highlights a robust growth in Global Business, which increased by 10.2% YoY to ₹29,97,970 Crore. Global Deposits grew by 8.5% YoY to ₹17,24,837 Crore, while Global Advances saw a substantial rise of 12.7% YoY to ₹12,73,132 Crore. The Return on Assets (ROA) improved by 67 bps YoY to 1.04%, and the Tangible Book Value Per Share increased by 17.2% YoY to ₹108.58.
Asset quality has also shown marked improvement. Gross NPA decreased by 100 bps YoY to 2.78%, and Net NPA reduced by 35 bps YoY to 0.68%. The Provision Coverage Ratio (PCR), including TWO, stood at a healthy 97.23%. The Credit to Deposit (CD) Ratio was maintained at 73.8% as of June 2026.
The presentation also detailed the bank's strategic focus on digitalization, with initiatives like PNB One BIZ and WhatsApp Banking showing user growth. The bank is also actively involved in ESG initiatives, including green financing and sustainable housing schemes, and has received several accolades for its performance and innovation.
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Punjab National Bank filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by Punjab National Bank. Read the original for the full detail.