Punjab & Sind Bank Q2 FY27 Results: Net Profit Surges 39.66% to ₹412 Crore
Punjab & Sind Bank reported Q2 FY27 results with net profit up 39.66% to ₹412 Crore. Total business grew 15.73% to ₹279,231 Crore. Gross advances increased 19.28% to ₹125,919 Crore. Gross NPA improved to 2.09% and Net NPA to 0.61%.
The announcement contains key financial results for the quarter, including profit growth and asset quality improvements, which are highly material for investors.
The bank has shown strong growth in net profit, total business, advances, and a significant improvement in asset quality metrics like NPA percentages.
Punjab & Sind Bank (PSB) has announced its reviewed unaudited financial results for the quarter and half-year ended September 30, 2026. The bank reported a significant increase in net profit, which grew by 39.66% year-on-year to ₹412 Crore for the second quarter.
Total business for the bank reached ₹279,231 Crore, marking a 15.73% year-on-year growth. Deposits grew by 12.97% to ₹153,312 Crore, while gross advances saw a substantial rise of 19.28% to ₹125,919 Crore. The bank also reported an operating profit of ₹618 Crore, an increase of 22.38% year-on-year.
Asset quality showed significant improvement, with Gross NPA (Non-Performing Assets) declining to 2.09% and Net NPA falling to 0.61%. The Provision Coverage Ratio (PCR) stood at a healthy 92.48%. The bank's Capital Adequacy Ratio (CRAR) was reported at 16.55%.
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Punjab & Sind Bank filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by Punjab & Sind Bank. Read the original for the full detail.