RBL Bank Q1FY27 Deposits at ₹124,813 Cr, Advances at ₹117,344 Cr
RBL Bank's provisional Q1FY27 results show total deposits at ₹124,813 crore (up 11% YoY) and gross advances at ₹117,344 crore (up 21% YoY). Wholesale advances grew 37% YoY. The bank did not renew certain wholesale deposits post-preferential allotment to Emirates NBD P.J.S.C. on June 18, 2026.
The provisional results provide key financial metrics like deposits and advances, including YoY and QoQ changes. The strategic decision regarding wholesale deposits and the impact of the recent preferential allotment are material information for investors.
The results show year-on-year growth in deposits and advances, which is positive. However, there is a sequential decline in total deposits and CASA, and the bank tactically chose not to renew certain wholesale deposits, indicating a mixed performance.
RBL Bank Limited has released provisional financial data for the quarter ended June 30, 2026. Total deposits stood at ₹124,813 crore, an increase of 11% year-on-year, but a decrease of 10% sequentially. Deposits below ₹3 crore grew by 13% YoY to ₹65,364 crore. CASA deposits decreased by 22% QoQ to ₹36,462 crore, resulting in a CASA ratio of 29.2%. The Liquidity Coverage Ratio was 133% on average for the quarter.
Gross advances grew by 21% YoY to ₹117,344 crore, with a 2% QoQ increase. Secured retail advances saw an 18% YoY growth, while wholesale advances grew by 37% YoY and 10% QoQ. Within wholesale, commercial banking advances increased by 34% YoY and 10% QoQ. The retail to wholesale advances mix was 55:45.
The bank strategically chose not to renew certain wholesale deposits following the preferential allotment to Emirates NBD P.J.S.C. on June 18, 2026. This information is provisional and subject to approval by the Audit Committee and Board of Directors, along with a limited review by statutory auditors, prior to the official announcement of financial results.
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