RBL Bank Q3FY26 Deposits Rise 12% YoY to ₹119,721 Crore, Advances Up 13%
RBL Bank reported provisional Q3FY26 results. Total deposits grew 12% YoY to ₹119,721 crore. Advances increased 13% YoY to ₹104,502 crore. Deposits below ₹3 crore rose 15% YoY to ₹61,632 crore. Wholesale advances grew 19% YoY, while retail advances were up 9% YoY.
The announcement provides a quarterly business update with key financial metrics, which is important for investors to track the bank's performance and growth trajectory. However, it is provisional and not the final audited results.
The bank reported positive year-on-year growth in key metrics like total deposits and gross advances, along with a significant increase in granular retail deposits, indicating a healthy business expansion.
RBL Bank Limited has announced its provisional financial results for the quarter ended December 31, 2025. Total deposits saw a year-on-year increase of 12%, reaching ₹119,721 crore from ₹106,753 crore in the same period last year. Sequentially, deposits grew by 3% from ₹116,667 crore as of September 30, 2025.
Deposits below ₹3 crore, considered a key metric for granular retail deposits, increased by 15% year-on-year to ₹61,632 crore, now constituting approximately 51.5% of the bank's total deposits. CASA (Current Account Savings Account) deposits stood at ₹36,972 crore, a 6% increase year-on-year, though a slight decrease of 1% sequentially. The CASA ratio was reported at 30.9% for the quarter.
Gross advances grew by 13% year-on-year to ₹104,502 crore from ₹92,631 crore. Sequentially, advances increased by 2% from ₹102,334 crore. The bank highlighted strong growth in wholesale advances, which increased by 19% year-on-year and 5% quarter-on-quarter, with commercial banking advances growing by 29% year-on-year and 7% quarter-on-quarter. Retail advances grew 9% year-on-year, while unsecured retail advances saw a de-growth of 6% year-on-year. The overall mix of retail to wholesale advances was approximately 59:41.
The Liquidity Coverage Ratio (LCR) stood at 125% for the quarter. The Current Bucket Collection Efficiency for the JLG segment was 99.5% for December 2025. These figures are provisional and subject to approval by the Audit Committee of the Board of Directors, the Board of Directors, and audit by the statutory auditors.
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RBL Bank Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.
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See the model portfoliosA plain-language summary of a public exchange filing by RBL Bank Limited. Read the original for the full detail.