RBL Bank Q4 FY26: Net Profit ₹230 Cr, NII ₹1,671 Cr, Deposits ₹1.39 Lakh Cr
RBL Bank reported Q4 FY26 Net Profit of ₹230 crore. NII grew 7% YoY to ₹1,671 crore, and Deposits rose 25% YoY to ₹1.39 lakh crore. Advances increased 23% YoY to ₹1.14 lakh crore. GNPA decreased to 1.45% and NNPA stood at 0.39%.
The results show steady financial performance and growth, which is moderately impactful for investors and stakeholders.
The bank reported positive financial results with growth in net profit, NII, deposits, and advances, coupled with an improvement in asset quality.
RBL Bank Limited announced its audited standalone financial results for the quarter and financial year ended March 31, 2026. The bank reported a Net Profit of ₹230 crore for Q4 FY26.
Net Interest Income (NII) for Q4 FY26 grew 7% year-on-year to ₹1,671 crore, with a Net Interest Margin (NIM) of 4.41%. Core Fee Income increased by 9% year-on-year to ₹1,057 crore, and Operating Profit grew 11% year-on-year to ₹955 crore.
Total Business saw a significant growth of 24% year-on-year, reaching ₹253,250 crore. Advances grew by 23% year-on-year to ₹114,232 crore, with retail advances up by 20% and wholesale advances by 28%. Overall deposits grew by 25% year-on-year to ₹139,018 crore, with CASA deposits growing by 23% to ₹46,723 crore, maintaining a CASA ratio of 33.6%.
Asset quality improved with Gross Non-Performing Assets (GNPA) down 115 basis points year-on-year to 1.45%, and Net Non-Performing Assets (NNPA) at 0.39%. The Credit Cost for Q4 FY26 was 65 basis points.
The bank also announced that the audio recording and transcript of the earnings call, held on April 25, 2026, related to these financial results, will be made available on the bank's website.
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