Repco Home Finance FY26 Results: Net Profit ₹453 Crore, Loan Book at ₹15,880 Crore
Repco Home Finance reported a net profit of ₹453 crore for FY26. Q4 FY26 loan sanctions reached ₹1,320 crore and disbursements were ₹1,186 crore. GNPA improved to 2.55%, with stage-2 assets declining to 7.02%. The overall loan book stood at ₹15,880 crore as of March 31, 2026. T. Karunakaran is the Managing Director & CEO.
The financial results indicate steady growth and improvements in key performance indicators, suggesting a moderate positive impact on the company's stock and investor confidence.
The announcement highlights positive financial performance, including increased loan sanctions, disbursements, and improved asset quality, indicating a positive outlook for the company.
Repco Home Finance Limited (RHFL) announced its financial results for the year ended March 31, 2026. Loan sanctions for Q4 FY26 stood at ₹1,320 crore, compared to ₹1,059 crore in Q4 FY25. Loan disbursements were ₹1,186 crore in Q4 FY26, up from ₹975 crore in Q4 FY25. The total income for Q4 FY26 was ₹454 crore, against ₹425 crore in the corresponding quarter of the previous year.
The Gross Non-Performing Assets (GNPA) for Q4 FY26 improved to 2.55% from 3.26% in Q4 FY25. Stage-2 assets also decreased to 7.02% from 9.73% year-over-year, reflecting an improvement in asset quality. Net profits for Q4 FY26 stood at ₹129 crore, compared to ₹125 crore in Q4 FY25.
As of March 31, 2026, the overall loan book stood at ₹15,880 crore, up from ₹14,492 crore a year prior. Loans to the non-salaried segment accounted for 53% of the outstanding loan book, while the salaried segment accounted for 47%. Housing loans comprised 71% of the loan book, and Home Equity products accounted for the remaining 29%. The average loan per unit was ₹14 lakh, with a total capital adequacy ratio of 35.38%. The company's employee strength was 1,601 as of March 31, 2026. Mr. T. Karunakaran is the Managing Director & CEO.
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Repco Home Finance Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.
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