Satin Creditcare Network: Q4FY26 Business Update - AUM up 19% to ₹15,275 Cr, Disbursement up 17% to ₹12,516 Cr
Satin Creditcare Network reported a 19% YoY growth in consolidated AUM to ₹15,275 crore and a 17% YoY growth in consolidated disbursement to ₹12,516 crore for FY26. Credit cost improved to 3.8%-4.0%. The company added 392 branches and raised ₹10,830 crore in debt. It also achieved a debut score of 59 in the S&P Global Corporate Sustainability Assessment.
The business update provides key financial and operational metrics showing growth and efficiency improvements. While not a direct financial results announcement, the data on AUM, disbursement, credit cost, and debt raising indicates a positive trajectory for the company, impacting investor perception and potentially its stock performance.
The announcement shows positive business updates including significant year-on-year growth in AUM and disbursements, improved credit cost, successful debt raising, and expansion of branch network. The debut score in the S&P Global Corporate Sustainability Assessment also adds to the positive sentiment.
Satin Creditcare Network Limited has announced its business updates for the fourth quarter (Q4) and the full financial year (12M) ended March 31, 2026. The company reported a significant year-on-year (YoY) growth in Assets Under Management (AUM), which increased by 19% to ₹15,275 crore on a consolidated basis, compared to ₹12,784 crore in the previous year. On a standalone basis, AUM grew by 14% to ₹12,933 crore. The disbursement also saw a healthy YoY increase of 17% to ₹12,516 crore on a consolidated basis for FY26, with Q4FY26 disbursements showing a substantial 37% YoY growth to ₹4,422 crore.
During FY26, the company added 7,39,501 new borrowers, with 2,46,281 new borrowers acquired in Q4FY26. The credit cost for FY26 was managed effectively, ranging between 3.8% - 4.0%, an improvement from 4.6% in FY25. The company expanded its reach by adding 392 new branches during the financial year, bringing the total branch count to 1,841 on a standalone basis and 2,015 on a consolidated basis as of March 31, 2026. Collection efficiency for March 2026 stood strong at approximately 99.9% (X-Bucket). Furthermore, Satin Creditcare Network Limited successfully raised approximately ₹10,830 crore through various debt instruments during the financial year, reflecting strong institutional confidence. The Marginal Cost of Borrowing saw a reduction of 49 basis points YoY. The total number of employees reached 16,212 in March 2026. Notably, the company achieved a debut score of 59 in the S&P Global Corporate Sustainability Assessment.
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Satin Creditcare Network Limited filed this with the NSE as a statutory disclosure, categorised under other company updates. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.
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See the model portfoliosA plain-language summary of a public exchange filing by Satin Creditcare Network Limited. Read the original for the full detail.