Satin Creditcare Q2FY27: PAT surges 231% YoY to ₹172 Cr standalone, ₹176 Cr consolidated
Satin Creditcare Network Limited reported a substantial YoY increase in profits for Q2 FY27. Standalone PAT rose 231% to ₹172 Cr, and consolidated PAT grew 231% to ₹176 Cr. AUM increased by 23% (standalone) and 31% (consolidated) YoY. The company raised ₹5,630 Cr in H1 FY27.
The substantial increase in profitability (over 200% YoY growth in PAT) and strong growth in key operational metrics like AUM and disbursements are material financial events that are likely to have a significant positive impact on investor sentiment and the company's valuation.
The company reported significant year-on-year growth in PAT, AUM, and disbursements, alongside robust asset quality metrics and successful fundraising activities, indicating strong financial performance and positive business momentum.
Satin Creditcare Network Limited announced its financial results for the quarter and half-year ended September 30, 2026 (Q2 & H1 FY27). The company reported a significant year-on-year (YoY) growth in profitability. Standalone Profit After Tax (PAT) surged by 231% to ₹172 Crores in Q2 FY27, compared to ₹52 Crores in Q2 FY26. On a consolidated basis, PAT grew by 231% YoY to ₹176 Crores in Q2 FY27, from ₹53 Crores in the same period last year.
For the half-year ended September 30, 2026 (H1 FY27), standalone PAT increased by 209% YoY to ₹292 Crores, and consolidated PAT grew by 204% YoY to ₹299 Crores.
The company also highlighted strong growth in Assets Under Management (AUM) and disbursements. Standalone AUM grew by 23% YoY to ₹13,608 Crores, with disbursements rising by 36% YoY to ₹6,109 Crores for H1 FY27. Consolidated AUM increased by 31% YoY to ₹16,589 Crores, and disbursements surged by 48% YoY to ₹7,192 Crores for H1 FY27.
Asset quality metrics remained robust, with standalone GNPA (PAR 90) at 1.9% and a credit cost of 2.8% for H1 FY27. The company also raised approximately ₹5,630 Crores in H1 FY27 through diversified debt instruments, maintaining healthy liquidity.
Satin Creditcare also noted that promoters committed ₹100 Crores via warrants, with the first tranche of ₹25 Crores already received. The company continues to leverage its diversified business model, including microfinance, MSME lending, and housing finance, to drive future growth.
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Satin Creditcare Network Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by Satin Creditcare Network Limited. Read the original for the full detail.