SBFC Finance Q1 FY27 PAT Rises 29% to ₹130 Cr, AUM Grows 27% to ₹11,922 Cr
SBFC Finance reported Q1 FY27 PAT of ₹130 crore, up 29% YoY. AUM grew 27% YoY to ₹11,922 crore. Gross NPA was 2.66% with a 42.22% PCR. RoA stood at 4.53% and RoE at 14.73%. The company is focused on secured MSME loans with a pan-India presence.
The announcement includes key financial results (PAT, AUM growth) and operational metrics (NPA, PCR, RoA, RoE) which are highly material for investors and stakeholders.
The company reported strong year-on-year growth in profit after tax and assets under management, along with an improvement in operating efficiency and stable credit quality metrics.
SBFC Finance Limited announced its financial results for the quarter ended June 30, 2026, reporting a Profit After Tax (PAT) of ₹130 crore, a 29% year-on-year increase. The company's Assets Under Management (AUM) grew by 27% year-on-year to ₹11,922 crore. Gross Non-Performing Assets (NPA) stood at 2.66% with a Provision Coverage Ratio (PCR) of 42.22%. The cost-to-AUM ratio improved by 30 basis points year-on-year to 4.29%.
The company also highlighted its return ratios, with Return on Assets (RoA) at 4.53% and Return on Equity (RoE) at 14.73% for the quarter. The investor presentation, referred to during the earnings call scheduled for July 25, 2026, is available on the company's website.
SBFC Finance focuses on secured MSME loans with ticket sizes between ₹5 lakh and ₹30 lakh, operating through a pan-India network of 256 branches across 18 states and 2 Union Territories. The company emphasized its experienced management team, strong corporate governance, and a robust credit underwriting and risk management framework tailored for underserved and underbanked customers.
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SBFC Finance Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by SBFC Finance Limited. Read the original for the full detail.