SBI Cards Q4 FY26 Profit Rises to ₹609 Crore, Annual Profit at ₹2,167 Crore
SBI Cards reported a Q4 FY26 profit after tax of ₹609.30 crore and full-year profit of ₹2,166.71 crore. Total revenue for the quarter was ₹4,934.50 crore. The company declared an interim dividend of ₹2.50 per share and maintained a Capital Adequacy Ratio of 25.47%. Gross NPA was 2.41% and Net NPA was 1.04%.
The results show year-on-year growth in profit and revenue, which is a positive indicator for the company's financial health. The declared dividend also benefits shareholders. However, the growth is steady rather than explosive, and the impairment charges and operating expenses are areas to monitor.
The company reported an increase in profit for both the quarter and the full year compared to the previous year, along with a strong capital adequacy ratio and a declared dividend, indicating positive financial performance.
SBI Cards and Payment Services Limited announced its audited financial results for the quarter and year ended March 31, 2026. The company reported a profit after tax of ₹609.30 crore for the fourth quarter, a notable increase from ₹534.18 crore in the same period last year. For the full fiscal year, the profit after tax stood at ₹2,166.71 crore, up from ₹1,916.41 crore in the previous year.
Total revenue from operations for the quarter ended March 31, 2026, was ₹4,934.50 crore, while total expenses were ₹4,371.13 crore. The company's financial performance reflects growth in interest income and fees and commission income, partially offset by increased impairment on financial instruments and operating expenses.
The Board of Directors, at their meeting held on April 27, 2026, also approved the audited financial results and declared an interim dividend of ₹2.50 per equity share (25%) for the financial year 2025-26. The company's Capital Adequacy Ratio stood at a strong 25.47% as of March 31, 2026. Gross NPA was reported at 2.41% and Net NPA at 1.04%. The company's paid-up equity share capital increased slightly to ₹951.60 crore due to the exercise of employee stock options.
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SBI Cards and Payment Services Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.
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See the model portfoliosA plain-language summary of a public exchange filing by SBI Cards and Payment Services Limited. Read the original for the full detail.