SBI Life Q4FY26 PAT at ₹24.7 Billion, Up 2%; AUM ₹4.9 Trillion
SBI Life reported FY26 PAT of ₹24.7 billion (up 2%) and AUM of ₹4.9 trillion (up 9%). Individual Rated Premium stood at ₹219.0 billion with 22.9% market share. GWP grew 19% to ₹1,012.9 billion. VoNB was ₹66.7 billion, and IEV reached ₹807.9 billion.
The announcement details the company's full-year financial performance, including PAT, AUM, market share, and premium growth, which are critical indicators for investors and significantly impact the company's valuation and market perception.
The company reported positive growth in key financial metrics like PAT and AUM, along with strong market share and premium growth, indicating a healthy financial performance.
SBI Life Insurance Company Limited announced its audited financial results for the quarter and year ended March 31, 2026. The company reported a Profit After Tax (PAT) of ₹24.7 billion, marking a 2% growth year-on-year. The Assets Under Management (AuM) reached ₹4.9 trillion, showing a 9% increase.
The company maintained its leadership position in Individual Rated Premium with a 22.9% private market share, amounting to ₹219.0 billion. Individual New Business Premium grew by 13% to ₹297.8 billion. Gross Written Premium (GWP) saw a 19% increase to ₹1,012.9 billion, driven by a 20% growth in New Business Premium and a 19% growth in Renewal Premium.
The Value of New Business (VoNB) stood at ₹66.7 billion with a growth of 12%, and the VoNB Margin was stable at 27.5%. The Indian Embedded Value (IEV) grew by 15% to ₹807.9 billion. The company also reported an improvement in 13th and 49th-month persistency by 53 basis points and 107 basis points, respectively.
Amit Jhingran, MD & CEO of SBI Life, commented on the results, noting the life insurance industry's improved momentum supported by regulatory measures and a shift towards protection-oriented products. He highlighted the company's focus on a balanced approach to growth and profitability, strengthening its product portfolio, distribution capabilities, and operational efficiencies.
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SBI Life Insurance Company Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by SBI Life Insurance Company Limited. Read the original for the full detail.