SBICARD Financial Results for Quarter Ended September 30, 2025
SBICARD reports Q2 FY26 results: Total Revenue up 13% YoY at ₹5,136 crore, PAT up 10% YoY at ₹445 crore. Cards-in-force grew by 10% YoY to 2.15 crore.
The financial results show growth in key areas, which is likely to have a moderate positive impact on the stock.
The announcement highlights positive financial performance, including increased revenue and profit after tax, indicating a positive outlook for the company.
* Total Revenue increased by 13% YoY to ₹5,136 crore in Q2 FY26. * PAT increased by 10% YoY to ₹445 crore in Q2 FY26. * Cards-in-force grew by 10% YoY to 2.15 crore as of Q2 FY26. * Spends grew by 31% YoY to ₹107,063 crore in Q2 FY26. * Receivables grew by 8% YoY to ₹59,845 crore in Q2 FY26. * Market share for Q2 FY26 Card-in-force is at 19.0%, and Spends is at 17.0%. * Gross non-performing assets were at 2.85% as of September 30, 2025, as against 3.27% as of September 30, 2024. * Net non-performing assets were at 1.29% as of September 30, 2025, as against 1.19% as of September 30, 2024. * Company's CRAR was 22.5% as of September 30, 2025, compared to 22.1% as of September 30, 2024.
What to do with a filing like this
SBI Cards and Payment Services Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.
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See the model portfoliosA plain-language summary of a public exchange filing by SBI Cards and Payment Services Limited. Read the original for the full detail.