SG Finserve Q3 FY26 PAT at ₹32 Crore, Up 15% QOQ; Targets ₹7,500 Crore Loan Book by FY30
SG Finserve's Q3 FY26 PAT reached ₹32 crore, up 15% QOQ, with an all-time-high loan book of ₹3,210 crore. The company targets a ₹7,500 crore loan book by March 2030, growing at a CAGR of 20%, and aims for a PBT of ₹500 crore in FY30. The board approved exploring new subsidiaries in ARC, AIF, Insurance Broking, and FinTech, pending regulatory approvals. A conference call was held on January 23, 2026.
The positive financial results and future growth plans could have a moderate impact on the company's stock and investor confidence.
The announcement highlights positive financial performance, including record loan book size and profit growth, along with ambitious future growth targets.
SG Finserve Limited announced the transcript of its conference call held on 23 January 2026, regarding the Q3 FY26 results. During the call, Mr. Vinay Gupta, CEO, thanked his predecessor, Mr. Sorabh Dhawan, for laying a strong foundation for SG Finserve. The company reported an all-time-high loan book of ₹3,210 crore as of December 31, 2025, a quarter-on-quarter growth of 12%. Profit after tax (PAT) for Q3 stood at ₹32 crore, reflecting a quarter-on-quarter growth of 15%. For the nine months ended December, PAT was ₹85 crore, with year-on-year growth of 49%. Supply chain financing contributes around 70% of the AUM. RBI has granted the company a license to commence factoring business.
The company's forward-looking guidance targets a 20% CAGR in loan book size, aiming to reach ₹7,500 crore by March 2030. Profitability is targeted at around 30% CAGR during the same period, targeting a Profit Before Tax of ₹500 crore in FY30, which will translate to a return on assets of around 5% and a return on equity of around 15%. Subject to regulatory approvals, the board has approved an expansion plan to set up four new subsidiaries, exploring areas of ARC, AIF, Insurance Broking, and FinTech businesses.
What to do with a filing like this
SG Finserve Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.
That call is the part a filing cannot make for you. On RealCase, SEBI-registered research analysts and investment advisers read announcements like this one and turn the ones that matter into actions inside their model portfolios: a change in weight, a hold, or nothing at all. You are not left working out which of the roughly 250 filings published each day needs a response. The portfolio you follow is updated when a filing actually warrants it, with the reason written down.
See the model portfoliosA plain-language summary of a public exchange filing by SG Finserve Limited. Read the original for the full detail.