SG Finserve Q3FY26 PAT at ₹32.47 Cr, YoY Growth of 49% in 9MFY26
SG Finserve reported Q3 FY26 PAT of ₹32.47 Cr, up 15% QoQ. 9MFY26 PAT rose 49% YoY to ₹85.39 Cr. AUM reached ₹3,210 Cr by Dec 2025. The company targets ₹7,500 Cr AUM and ₹500 Cr PBT by FY2030.
The announcement details significant financial performance improvements, strategic growth targets, and regulatory approvals (Factoring Business), which are material for investors.
The company reported strong year-on-year growth in PAT and operating income, achieved record AUM, and provided a positive future outlook with clear growth targets.
SG Finserve Limited has announced its unaudited financial results for the quarter and nine months ended December 31, 2025. The company reported a Profit After Tax (PAT) of ₹32.47 crore for Q3 FY26, a 15% increase compared to ₹28.40 crore in Q2 FY26. For the nine-month period ending December 31, 2025 (9MFY26), PAT stood at ₹85.39 crore, a significant 49% year-on-year growth from ₹57.20 crore in 9MFY25.
Operating Income for Q3 FY26 was ₹86.28 crore, up from ₹74.72 crore in Q2 FY26, with Net Interest Income (NII) at ₹49.88 crore, an increase from ₹44.39 crore.
The company achieved an all-time high Assets Under Management (AUM) of ₹3,210 crore as of December 31, 2025, reflecting a 12% quarter-on-quarter growth. The Net Interest Income for the nine-month period was ₹137.05 crore, a 32% increase from ₹103.50 crore in the previous year. The company also reported a Return on Assets (RoA) of 4.40% and a Return on Equity (RoE) of 10.50% for the nine-month period, maintaining NIL Gross Non-Performing Assets (GNPA).
Management highlighted their core strength in Supply Chain Financing, contributing nearly 70% of the AUM. The company has also received RBI approval to operate a Factoring Business. Looking ahead, SG Finserve aims to grow its AUM to ₹7,500 crore by March 2030, with a target Profit Before Tax of ₹500 crore by FY2030, aiming for a 5% RoA and 15% RoE. Their strategy focuses on deepening customer relationships, acquiring new customers, expanding product offerings, and exploring adjacent financial services.
What to do with a filing like this
SG Finserve Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
That call is the part a filing cannot make for you. On RealCase, SEBI-registered research analysts and investment advisers read announcements like this one and turn the ones that matter into actions inside their model portfolios: a change in weight, a hold, or nothing at all. You are not left working out which of the roughly 250 filings published each day needs a response. The portfolio you follow is updated when a filing actually warrants it, with the reason written down.
See the model portfoliosA plain-language summary of a public exchange filing by SG Finserve Limited. Read the original for the full detail.