SAHLIBHFI NSE filing

Shalibhadra Finance FY26 PAT Rises 21.67% to ₹19.48 Cr; AUM Grows to ₹220 Cr

The RealCase readHigh impact Positive

Shalibhadra Finance reported FY26 PAT of ₹19.48 crore, up 21.67%, and AUM grew to ₹220 crore. The company targets ₹500 crore AUM by FY29, driven by expansion and new products like Home Loans. Key metrics include NII of ₹35.90 crore and stable asset quality with GNPA at 2.94%.

Why it matters

The announcement details significant financial growth (PAT, AUM) and outlines ambitious future targets (₹500 Cr AUM by FY29), along with expansion into new product segments, which are material events for investors and stakeholders.

The market read

The company has reported strong year-on-year growth in Profit After Tax (PAT) and Assets Under Management (AUM), along with strategic growth plans for the future, indicating a positive financial performance and outlook.

Shalibhadra Finance Limited has announced its financial results for the Quarter and Year ended March 31, 2026. The company reported a Profit After Tax (PAT) of ₹19.48 crore for FY26, marking a significant increase of 21.67% compared to ₹16.01 crore in FY25. For the fourth quarter of FY26, PAT stood at ₹5.13 crore, up 15.54% from ₹4.44 crore in the corresponding quarter of the previous year.

Net Interest Income (NII) for FY26 grew by 15.03% to ₹35.90 crore, up from ₹31.21 crore in FY25. The Net Interest Margin (NIM) for FY26 was reported at 11.01%. Operating Profit for FY26 increased by 24.19% to ₹25.72 crore from ₹20.71 crore in FY25.

The company's Assets Under Management (AUM) reached ₹220 crore as of FY26, a substantial increase from ₹176 crore in FY25, showcasing robust growth. The company is targeting an AUM of ₹500 crore by FY29, driven by branch expansion, deeper market penetration, introduction of new secured lending products, and increased productivity across its physical and digital infrastructure.

Shalibhadra Finance Limited, an RBI-registered NBFC, specializes in small-ticket vehicle financing. The company emphasizes its strong rural lending model, a fully owned branch network, and a focus on secured lending with healthy asset quality, maintaining Gross NPAs at 2.94% and Net NPAs at 1.17% for FY26. They are also expanding into new products like Micro LAP, Home Loans, Property Loans, and Tractor Loans to drive future growth.

Filing to action

What to do with a filing like this

Shalibhadra Finance Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.

That call is the part a filing cannot make for you. On RealCase, SEBI-registered research analysts and investment advisers read announcements like this one and turn the ones that matter into actions inside their model portfolios: a change in weight, a hold, or nothing at all. You are not left working out which of the roughly 250 filings published each day needs a response. The portfolio you follow is updated when a filing actually warrants it, with the reason written down.

See the model portfolios
Primary source

A plain-language summary of a public exchange filing by Shalibhadra Finance Limited. Read the original for the full detail.

View original filing