Shriram Finance Q2 Profit Jumps, Declares ₹4.80 Interim Dividend & Plans Debt Raising
Shriram Finance reported robust Q2 FY26 standalone and consolidated financial results, with increased income and profit. The board declared an interim dividend of ₹4.80 per share and approved a debt fundraising plan for future business.
The announcement covers material events including the company's quarterly financial performance, a significant interim dividend declaration, and a strategic plan for debt fundraising up to ₹35,000 crore, which will have a high impact on the company's financial health, capital structure, and investor returns.
The company reported strong financial performance with significant increases in income and profit, improved asset quality, and a healthy capital adequacy ratio. The declaration of an interim dividend and approval of a substantial debt fundraising plan for future growth are positive indicators.
Shriram Finance Limited's Board of Directors, at their meeting held on October 31, 2025, approved the unaudited standalone and consolidated financial results for the second quarter and half-year ended September 30, 2025. For the standalone Q2 FY26 compared to Q2 FY25, total income rose to ₹11,916.73 crore from ₹10,096.68 crore, profit before tax increased to ₹3,110.02 crore from ₹2,751.53 crore, and profit after tax grew to ₹2,307.18 crore from ₹2,071.26 crore. Basic Earnings Per Share (EPS) increased to ₹12.27 from ₹11.02. As of September 30, 2025, Net Worth stood at ₹60,610.02 crore, Capital Adequacy Ratio at 20.68%, Gross NPA Ratio improved to 4.57% from 5.32%, Net NPA Ratio improved to 2.49% from 2.64%, and Liquidity Coverage Ratio increased to 297.21% from 234.61%. The Board declared an interim dividend of 240%, equivalent to ₹4.80 per equity share (face value ₹2/- each) for the financial year 2025-26. The Record Date for this dividend is Friday, November 7, 2025, with payment to eligible members scheduled before Sunday, November 30, 2025. A periodical resource mobilization plan was approved, including the issuance of debt securities (redeemable non-convertible debentures/subordinated debentures, bonds) via private placement and/or public issue, for the period from November 1, 2025, to January 31, 2026. The Board also approved a Postal Ballot Notice to seek members' approval for renewing the limit to issue debentures on a private placement basis up to ₹35,000 crore. An Investor Update and Press Release on the financial results are also being issued.
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Shriram Finance Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by Shriram Finance Limited. Read the original for the full detail.