South Indian Bank Announces Highest Ever Quarterly Net Profit of ₹351 Crore
South Indian Bank reports its highest-ever quarterly net profit of ₹351.36 crore for Q2 FY26, up 8% Y-o-Y. Gross NPA and Net NPA also saw significant reduction. Deposits and Advances grew considerably.
The record profit and improvements in asset quality are likely to have a significant positive impact on investor confidence and the bank's future prospects.
The announcement highlights record high profits and significant improvements in key financial metrics such as NPA reduction and deposit growth, indicating positive performance.
* South Indian Bank declared its highest ever quarterly net profit of ₹351.36 crore for Q2 FY26, an 8% increase compared to ₹324.69 crore in Q2 FY25. * Gross NPA reduced by 147 bps from 4.40% to 2.93% Y-o-Y. * Net NPA dropped by 75 bps from 1.31% to 0.56% Y-o-Y. * Non-Interest Income increased by 26% Y-o-Y, from ₹410.12 crore to ₹515.73 crore. * Retail Deposits grew by ₹10,973 crore, an 11% increase Y-o-Y, reaching ₹1,12,625 crore. * NRI Deposits grew by ₹2,707 crore, a 9% increase Y-o-Y, reaching ₹33,195 crore. * CASA grew by 10% Y-o-Y, with Savings Bank up by 10% and Current Account up by 11%. * Gross Advances grew by ₹7,572 crore, a 9% increase Y-o-Y, reaching ₹92,286 crore. * Corporate Segment went up by ₹3,048 crore, a 9% increase Y-o-Y, reaching ₹37,008 crore. * Gold Loan portfolio went up by ₹2,236 crore, a 13% increase Y-o-Y, reaching ₹18,845 crore. * Housing Loan grew by ₹1,776 crore, a 25% increase. * Vehicle Loan grew by 25% Y-o-Y, reaching ₹2,288 crore. * Capital Adequacy Ratio stood at 17.70% in September 2025. * Mr. P R Seshadri, MD & CEO, stated that the bank's strategy underpins its strong business performance, with a focus on maintaining asset quality and onboarding fresh advances with a low-risk profile.
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The South Indian Bank Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by The South Indian Bank Limited. Read the original for the full detail.