SRG Housing Finance Q1FY27 AUM Rises 35% to ₹10,764 Mn, PAT Up 25% to ₹85 Mn
SRG Housing Finance reported Q1-FY27 results with AUM growing 35.3% YoY to ₹10,764 Mn. PAT increased 25% YoY to ₹85 Mn. NII grew 32.4% YoY to ₹270 Mn. GNPA improved to 1.73% and NNPA at 0.63%. Average ticket size rose to ₹13.19 Lakhs.
The announcement contains key financial results (AUM, PAT, NII) and asset quality metrics, which are material information for investors and significantly impact the company's valuation and investment decisions.
The company has shown significant year-on-year growth in AUM and PAT, along with an improvement in asset quality (GNPA and NNPA) and a reduction in borrowing costs. These are positive indicators for the company's financial health and performance.
SRG Housing Finance Limited announced its Un-Audited Financial Results for the Quarter ended June 30, 2026. The company's Assets Under Management (AUM) grew by 35.3% year-on-year to ₹10,764 Million (₹1,076.4 crore) in Q1-FY27, compared to ₹7,954 Million (₹795.4 crore) in Q1-FY26. Profit After Tax (PAT) for the quarter increased by 25.0% to ₹85 Million (₹8.5 crore) from ₹68 Million (₹6.8 crore) in the same period last year. Net Interest Income (NII) also saw a significant jump of 32.4% to ₹270 Million (₹27 crore).
The company reported an improved credit profile with a long-term rating of “A- (Stable)” by ACUITE. The Gross Non-Performing Asset (GNPA) improved to 1.73% from 1.85% year-on-year, and Net Non-Performing Asset (NNPA) stood at 0.63%. The Cost of Borrowing reduced by 26 basis points year-on-year to 10.77%, contributing to a lower funding cost. The Average ticket size for housing loans increased by 21% year-on-year to ₹13.19 Lakhs.
Operational highlights include AUM per branch growing by approximately 31% year-on-year to ₹112.13 Million (₹11.23 crore) and AUM per employee growing to ₹10.66 Million (₹1.07 crore). The company maintained a secured, low-risk lending model with an average Loan-to-Value (LTV) ratio of approximately 52%. The presentation also details the company's geographical presence across 7 states and 1 Union Territory, its product portfolio, lender-wise borrowing mix, and historical financial performance metrics.
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