Suryoday SFB Q1FY27 Provisional Results: Advances ₹14,374 Cr (33% YoY), Deposits ₹14,634 Cr (29% YoY)
Suryoday Small Finance Bank reported provisional Q1 FY27 results. Gross Advances reached ₹14,374 Cr (33% YoY growth), and Total Deposits grew to ₹14,634 Cr (29% YoY). CASA increased by 53% YoY. GNPA stood at 6.6%. These are unaudited figures.
The results show positive growth trends, but the provisional and unaudited nature of the figures, along with a slight increase in GNPA, warrants a medium impact assessment. The growth is substantial but needs to be confirmed post-audit.
The bank demonstrated strong year-on-year growth in key metrics like Gross Advances, Disbursements, and Total Deposits, with a significant increase in CASA, indicating positive business momentum.
Suryoday Small Finance Bank Limited has announced its provisional financial results for the first quarter of FY27, ending June 30, 2026. The bank reported Gross Advances of ₹14,374 crore, marking a significant year-on-year growth of 32.5% compared to ₹10,846 crore in Q1 FY26. Disbursements for the quarter stood at ₹2,954 crore, an increase of 30.6% year-on-year.
Total Deposits grew by 29.4% year-on-year to ₹14,634 crore, with retail deposits showing a strong 38.5% rise to ₹12,781 crore. CASA also saw a substantial increase of 53.4% year-on-year, reaching ₹3,072 crore, although it represented 21.0% of total deposits compared to 22.6% in the previous quarter.
The bank's Gross Non-Performing Assets (GNPA) were reported at 6.6% as of June 30, 2026, a slight increase from 6.5% in Q4 FY26 but a decrease from 8.5% in Q1 FY26. The provisional figures indicate a GNPA amount of ₹931 crore, with a net NPA of ₹559 crore after provisions. The bank also highlighted that ₹387 crore has been claimed and received under the Credit Guarantee Fund for Micro and Small Enterprises (CGFMU) on July 1, 2026, with ₹134 crore still balance claimable.
Management commentary emphasized the robust year-on-year growth in advances and disbursements, alongside a strong deposit growth driven by retail and CASA. The bank continues to prudently cover its eligible portfolio under the Credit Guarantee Scheme. These numbers are provisional and unaudited, subject to review by the Audit Committee, Board of Directors, and limited review by Statutory Auditors.
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