Suryoday SFB Q4 FY26: Advances Rise 29% to ₹13,201 Cr, Deposits Up 32%
Suryoday Small Finance Bank reported Q4 FY26 advances of ₹13,201 crore, up 29% YoY. Deposits grew 32% YoY to ₹13,958 crore. Disbursements increased 46% YoY to ₹3,077 crore. CASA ratio stood at 22.5%. Gross NPA was 6.5%. These are provisional unaudited figures.
The announcement provides key financial performance indicators for the quarter and year-end, which are important for investors and stakeholders in assessing the bank's growth trajectory and financial health.
The bank has demonstrated strong year-on-year growth in key financial metrics like Gross Advances, Disbursements, and Total Deposits, along with a healthy increase in CASA. The reduction in Gross NPA also contributes positively.
Suryoday Small Finance Bank Limited has announced its provisional unaudited financial results for the fourth quarter and full year ended March 31, 2026. The bank reported Gross Advances of ₹13,201 crore for Q4 FY26, marking a significant 29% year-on-year growth from ₹10,251 crore in Q4 FY25. Disbursements for the quarter also saw a substantial increase of 46% year-on-year, reaching ₹3,077 crore.
Total deposits grew by 32% year-on-year to ₹13,958 crore, with retail deposits forming a substantial portion at ₹12,003 crore. CASA deposits also showed robust growth of 42% year-on-year, standing at ₹3,141 crore, contributing to a CASA ratio of 22.5%.
The bank's Non-Performing Asset (NPA) figures indicate a Gross NPA of 6.5% for Q4 FY26, a slight decrease from 7.2% in Q4 FY25. The Net NPA (NNPA) was ₹547 crore, with ₹513 crore claimable under the Credit Guarantee Fund for Micro Units (CGFMU).
Management commentary highlighted the strong y-o-y growth in advances and disbursements, alongside a healthy increase in deposits and CASA. The bank continues to prudently cover its eligible portfolio under the Credit Guarantee Scheme. Credit-line on UPI has surpassed 5 lakh customers, and digital deposits reached approximately ₹1,867 crore. These numbers are provisional and subject to review and audit.
What to do with a filing like this
Suryoday Small Finance Bank Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.
That call is the part a filing cannot make for you. On RealCase, SEBI-registered research analysts and investment advisers read announcements like this one and turn the ones that matter into actions inside their model portfolios: a change in weight, a hold, or nothing at all. You are not left working out which of the roughly 250 filings published each day needs a response. The portfolio you follow is updated when a filing actually warrants it, with the reason written down.
See the model portfoliosA plain-language summary of a public exchange filing by Suryoday Small Finance Bank Limited. Read the original for the full detail.