Suryoday SFB Q4 FY26 PAT ₹50 Cr, Revenue ₹407 Cr; Advances Up 29.4%
Suryoday Small Finance Bank reported Q4 FY26 PAT of ₹50 Cr and FY26 PAT of ₹152 Cr, up 32.2% YoY. Gross advances grew 29.4% YoY to ₹13,261 Cr, and deposits increased 32.3% YoY to ₹13,994 Cr. PPOP surged 129.4% YoY to ₹107 Cr in Q4 FY26. GNPA stood at 6.5% and NNPA at 4.2%.
The announcement pertains to the audited financial results for the full fiscal year and the final quarter, which are critical performance indicators for investors and stakeholders.
The bank reported significant year-on-year growth in key financial metrics such as Profit After Tax, Gross Advances, and Deposits, along with an improvement in asset quality and profitability indicators like PPOP.
Suryoday Small Finance Bank Limited announced its audited financial results for the quarter and financial year ended March 31, 2026. The bank reported a Profit After Tax (PAT) of ₹50 Cr for Q4 FY26, a significant improvement from ₹-34 Cr in Q4 FY25. For the full financial year FY26, PAT grew by 32.2% YoY to ₹152 Cr.
Gross advances increased by 29.4% YoY to ₹13,261 Cr as of March 2026, while deposits rose by 32.3% YoY to ₹13,994 Cr. The bank's Net Interest Income (NII) for FY26 stood at ₹1,099 Cr, a slight decrease of 0.7% YoY. Pre-provision operating profit (PPOP) for Q4 FY26 surged by 129.4% YoY to ₹107 Cr. Asset quality improved with Gross NPA at 6.5% and Net NPA at 4.2% as of March 2026.
Mr. Baskar Babu Ramachandran, MD & CEO, highlighted the strong and resilient growth driven by business diversification and improving profitability. He emphasized the continued scaling of the Vikas Loan portfolio and the positive impact of digital sourcing, with Credit on UPI showing significant traction. The bank plans to focus on expanding secured lending, strengthening its retail liability franchise, and scaling digital products.
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