Tata Capital Allots ₹1,550 Crore Secured Redeemable Non-Convertible Debentures via Private Placement
Tata Capital allotted ₹1,550 crore in Secured Redeemable Non-Convertible Debentures (NCDs) via private placement. The debentures have coupon rates of 7.30% and 7.12%, maturing in 2030 and 2028, respectively, and are rated AAA/Stable.
This debt fundraising activity will impact the company's capital structure and liquidity. While it's a routine financing activity for a financial company, the substantial amount raised can influence its growth capacity and financial leverage.
The successful allotment of ₹1,550 crore in NCDs indicates strong investor confidence in Tata Capital and provides significant funding for the company's operations, strengthening its financial position.
Tata Capital Limited announced the allotment of Secured Redeemable Non-Convertible Debentures (NCDs) on a private placement basis on November 14, 2025. The allotment includes two series: * Series TCL Secured NCD ‘B’ FY 2025-26-VIS-M: * Number of Securities: 75,000 * Issue Size: ₹750 crore * Tenor: 1826 days from the original allotment date * Maturity/Redemption Date: November 14, 2030 * Coupon Rate: 7.30% p.a. * Series TCL Secured NCD ‘C’ FY 2025-26-VIS-M: * Number of Securities: 80,000 * Issue Size: ₹800 crore * Tenor: 1096 days from the original allotment date * Maturity/Redemption Date: November 14, 2028 * Coupon Rate: 7.12% p.a. Both series have a face value of ₹1,00,000 per NCD and will be redeemed at face value. The NCDs are secured by a pari-passu charge on the company’s moveable property, specifically receivables and book debts arising from secured/unsecured loans and investments, with a security cover equivalent to 1.00 time the aggregate outstanding value. In case of default in interest or principal payment, an additional interest of 2% p.a. over the coupon rate will be payable. The NCDs are proposed to be listed on the National Stock Exchange of India Limited (NSE) and have credit ratings of CRISIL AAA/Stable by CRISIL Ratings Limited and [ICRA] AAA/Stable by ICRA Limited.
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Tata Capital Limited filed this with the NSE as a statutory disclosure, categorised under debt fundraising. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.
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See the model portfoliosA plain-language summary of a public exchange filing by Tata Capital Limited. Read the original for the full detail.