Tata Capital Q3FY26 Results: PAT up 39% to ₹1,285 Cr, AUM grows 26%
Tata Capital Limited reported Q3FY26 results with PAT at ₹1,285 Cr (up 39% YoY) and AUM at ₹2,34,114 Cr (up 26% YoY). Excluding Motor Finance, ROA was 2.3% and ROE was 14.3%. Including Motor Finance, AUM reached ₹2,60,698 Cr and PAT was ₹1,290 Cr.
Significant growth in key financial metrics like PAT and AUM, coupled with stable asset quality, is likely to have a positive impact on investor sentiment and the company's valuation.
The company reported strong year-on-year growth in both Profit After Tax (PAT) and Assets Under Management (AUM), along with stable asset quality metrics.
Tata Capital Limited announced its unaudited financial results for the quarter and nine months ended December 31, 2025. The company reported a Profit After Tax (PAT) of ₹1,285 crore, marking a significant 39% year-on-year growth.
Assets Under Management (AUM) also saw a robust increase, growing by 26% year-on-year to ₹2,34,114 crore. The annualized credit cost for the quarter stood at 1.0%, an improvement from 1.1% in the previous quarter. The Gross Non-Performing Asset (GNPA) was reported at 1.6%, and Net Non-Performing Asset (NNPA) at 0.6%, remaining stable compared to the previous quarter.
The company also shared its performance metrics including Motor Finance. Including Motor Finance, AUM grew by 7% quarter-on-quarter to ₹2,60,698 crore, with PAT growing by 18% QoQ to ₹1,290 crore. The annualized ROA stood at 2.3% (excluding Motor Finance) and 2.1% (including Motor Finance), while ROE was 14.3% and 13.1% respectively.
Tata Capital Limited also informed about the Earnings Conference Call held on January 19, 2026, at 05:15 p.m. IST, to discuss the financial results. The investor presentation for this call has been made available on the company's website.
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