TMB Q4FY26: Net Profit Rises 27.7% to ₹373.65 Crore, Deposits Up 15% YoY
Tamilnad Mercantile Bank reported a Q4 FY26 net profit of ₹373.65 crore, up 27.7% YoY. Total deposits increased 15% to ₹61,712 crore and advances rose to ₹53,379 crore. Gross NPA improved to 0.73% and Net NPA to 0.18%. Full-year profit was ₹1,337.55 crore.
Strong financial results and improved asset quality are likely to have a positive impact on investor sentiment and the bank's stock performance.
The bank reported significant year-on-year growth in net profit, deposits, and advances, along with an improvement in asset quality metrics.
Tamilnad Mercantile Bank Limited (TMB) has announced its audited financial results for the quarter and financial year ended March 31, 2026. The bank reported a net profit of ₹373.65 crore for the fourth quarter of FY26, marking a significant increase of 27.7% compared to the ₹291.90 crore profit in the same quarter of the previous fiscal year.
Total deposits grew by 15% to ₹61,712 crore as of March 31, 2026, from ₹53,689 crore as of March 31, 2025. Total advances also saw a substantial rise, reaching ₹53,379 crore from ₹44,366 crore year-on-year.
The bank's operating profit for Q4 FY26 stood at ₹522.31 crore, an increase from ₹404.00 crore in Q4 FY25. Net interest income also improved to ₹704.45 crore from ₹567.92 crore in the corresponding period.
Key asset quality indicators showed improvement, with Gross NPA at 0.73% and Net NPA at 0.18% as of March 31, 2026, down from 1.25% and 0.36% respectively in the previous year. The CASA ratio was reported at 17,365 crore.
For the full financial year 2025-26, the bank's net profit was ₹1,337.55 crore, compared to ₹1,182.61 crore in FY25. The bank's Capital Adequacy Ratio (CRAR) stood strong at 33.73% as of March 31, 2026.
What to do with a filing like this
Tamilnad Mercantile Bank Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
That call is the part a filing cannot make for you. On RealCase, SEBI-registered research analysts and investment advisers read announcements like this one and turn the ones that matter into actions inside their model portfolios: a change in weight, a hold, or nothing at all. You are not left working out which of the roughly 250 filings published each day needs a response. The portfolio you follow is updated when a filing actually warrants it, with the reason written down.
See the model portfoliosA plain-language summary of a public exchange filing by Tamilnad Mercantile Bank Limited. Read the original for the full detail.