TMB Q4FY26 Results: Net Profit Jumps 28% to ₹373.65 Cr, Deposits & Advances Surge
Tamilnad Mercantile Bank Limited (TMB) reported a 28.01% YoY increase in net profit to ₹373.65 crore for Q4FY26. Total business grew to ₹1,15,091 crore, with deposits up 14.94% to ₹61,712 crore and advances up 20.32% to ₹53,379 crore. GNPA reduced to a 40-quarter low of 0.73%.
The announcement details robust financial performance, including substantial profit growth and improved asset quality metrics, which are key indicators for investors and stakeholders, thus having a high impact.
The bank has reported strong growth in net profit, deposits, and advances, along with significant improvements in asset quality (GNPA at a multi-quarter low). The increase in share price and recommended dividend further contribute to positive sentiment.
Tamilnad Mercantile Bank Limited (TMB) has announced its audited financial results for the quarter and financial year ended March 31, 2026. The bank reported a significant increase in net profit, which rose by 28.01% year-on-year to ₹373.65 crore for Q4FY26.
Total business reached ₹1,15,091 crore, with deposits growing by 14.94% year-on-year to ₹61,712 crore and advances increasing by 20.32% year-on-year to ₹53,379 crore (excluding IBPC sale of ₹1,000 crore). Net interest income saw a substantial jump of 24.04% year-on-year to ₹704.45 crore, while operating profit increased by 29.29% year-on-year to ₹522.31 crore.
The bank highlighted improved asset quality, with Gross Non-Performing Assets (GNPA) at a 40-quarter low of 0.73% and Net Non-Performing Assets (NNPA) at 0.18%. The Provision Coverage Ratio (PCR) stood at 96.14% (with technical write-off). The bank also reported a 50% increase in its share price over the last 12 months, with market capitalization crossing ₹10,600 crore as of April 22, 2026. A dividend of 125% has been recommended for FY2026, subject to shareholder approval.
What to do with a filing like this
Tamilnad Mercantile Bank Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by Tamilnad Mercantile Bank Limited. Read the original for the full detail.