Ujjivan SFB Q2 FY27 Net Profit Rises to ₹36,505 Lakh
Ujjivan Small Finance Bank's Q2 FY27 net profit surged to ₹36,505 lakh from ₹12,172 lakh year-on-year. Total income grew to ₹2,44,894 lakh. For the half-year, net profit was ₹68,159 lakh and total income ₹4,72,987 lakh. CAR stood at 20.69%.
The substantial year-on-year growth in profit and revenue is a material development for investors and stakeholders, indicating improved financial health and operational efficiency of the bank.
The financial results show a significant increase in net profit and total income for both the quarter and half-year ended September 30, 2026, compared to the previous year, indicating strong financial performance.
Ujjivan Small Finance Bank Limited announced its unaudited financial results for the quarter and half-year ended September 30, 2026. The Board of Directors, in their meeting held on October 16, 2026, approved these results.
For the quarter ended September 30, 2026, the bank reported a net profit of ₹36,505 lakh, a significant increase compared to ₹12,172 lakh in the same period last year. Total income for the quarter stood at ₹2,44,894 lakh, up from ₹1,93,866 lakh in the prior year's quarter.
For the half-year ended September 30, 2026, the net profit was ₹68,159 lakh, an increase from ₹22,494 lakh in the corresponding period of the previous year. Total income for the half-year rose to ₹4,72,987 lakh from ₹3,80,649 lakh.
The bank's Capital Adequacy Ratio (CAR) was reported at 20.69% as of September 30, 2026. Gross NPAs stood at 2.10% and Net NPAs at 0.31% of gross and net advances, respectively.
The press release and investor presentation detailing the financial and business performance will be submitted in a separate announcement. The information will also be available on the bank's website.
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Ujjivan Small Finance Bank Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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