Union Bank of India Q1 FY27 Results: Net Profit Up 29.3% to ₹533 Crore
Union Bank of India reported Q1 FY27 results with a standalone net profit of ₹533.23 crore, up 29.3% YoY. Consolidated net profit rose to ₹564.15 crore. Total income was ₹31,80,620 lakh (standalone). Capital Adequacy Ratio stood at 18.46% (standalone). Gross NPAs were 2.65% (standalone).
Quarterly financial results, especially with significant profit growth and improved asset quality metrics, have a direct and high impact on investor perception and stock valuation.
The bank reported a significant increase in net profit for both standalone and consolidated results, along with a reduction in NPAs, indicating strong financial performance.
Union Bank of India announced its unaudited reviewed financial results for the quarter ended June 30, 2026. The bank reported a standalone net profit of ₹533.23 crore, marking a significant increase compared to ₹411.55 crore in the same quarter last year. The consolidated net profit also saw a substantial rise to ₹564.15 crore from ₹442.79 crore in the corresponding quarter of the previous year.
Total income for the quarter stood at ₹31,80,620 lakh (standalone) and ₹32,66,024 lakh (consolidated). Interest earned was ₹27,20,319 lakh standalone and ₹27,42,710 lakh consolidated. Operating profit before provisions and contingencies was ₹8,00,258 lakh standalone and ₹8,04,025 lakh consolidated.
The bank's Capital Adequacy Ratio (Basel III) was reported at 18.46% standalone and 19.15% consolidated. Gross Non-Performing Assets (NPAs) reduced to 2.65% standalone and 2.74% consolidated, with Net NPAs at 0.47% standalone and 0.48% consolidated.
The Board of Directors approved these results at a meeting held on July 15, 2026. The financial results will be available on the bank's website.
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