Union Bank of India Q2 FY27 Financial Results Presentation Released
Union Bank of India reported Q2 FY27 results with a 12.01% YoY increase in global business to ₹24.75 lakh crore. Net profit rose 30.31% YoY to ₹5,537 crore, and operating profit grew 18.99% YoY to ₹8,108 crore. NII increased 20.09% YoY to ₹10,583 crore. Net NPA improved to 0.42% and Gross NPA to 2.42%.
This announcement provides detailed financial results and operational performance for the quarter, which are critical for investors and stakeholders in evaluating the bank's performance and future prospects.
The financial results show significant year-on-year growth in key metrics like net profit, operating profit, and net interest income, along with improvements in asset quality (lower NPAs).
Union Bank of India has released its investor presentation detailing the Unaudited Financial Results for the quarter ended September 30, 2026. The presentation covers both standalone and consolidated financial performance. The bank's global business grew by 12.01% year-on-year to ₹24,75,330 crore, with global deposits increasing by 6.87% to ₹13,19,455 crore and global advances rising by 18.53% to ₹11,55,876 crore.
The operating profit for the quarter stood at ₹8,108 crore, marking an 18.99% year-on-year increase. Net profit surged by 30.31% year-on-year to ₹5,537 crore. Net Interest Income (NII) grew by 20.09% year-on-year to ₹10,583 crore. The bank reported an improved Net NPA ratio of 0.42% and a Gross NPA ratio of 2.42% as of September 30, 2026.
Capital Adequacy Ratios remained strong, with CRAR at 17.94% and CET-I at 16.05% as of the same date. The presentation also provides insights into asset quality, profitability ratios, business growth across various segments like retail, agriculture, and MSME, and the bank's expanding branch network and digital initiatives.
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Union Bank of India filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by Union Bank of India. Read the original for the full detail.