Yes Bank FY26 Integrated Annual Report Released: Net Profit ₹3,476 Crore
Yes Bank's FY26 Integrated Annual Report shows a record Net Profit of ₹3,476 crore, up 44.5% YoY. Total deposits crossed ₹3 lakh crore. SMBC became the largest shareholder with a 24.9% stake. The 22nd AGM is scheduled for August 19, 2026.
The report details significant financial achievements, including record profits and deposit growth, alongside major strategic developments like a new major shareholder (SMBC) and credit rating upgrades, which are highly material for investors and stakeholders.
The announcement highlights record profits, significant YoY growth, improved asset quality, strategic partnerships, and positive credit rating upgrades, all indicating strong financial performance and a positive outlook for the bank.
Yes Bank Limited has released its Integrated Annual Report for the Financial Year 2025-26, detailing its performance and strategic initiatives. The report, submitted to the National Stock Exchange of India Limited and BSE Limited, includes the Business Responsibility and Sustainability Report (BRSR).
The Bank reported a record Net Profit of ₹3,476 crore for FY 2025-26, marking a significant 44.5% growth over the previous fiscal year. This achievement is attributed to disciplined execution and strategic clarity, resulting in an annualised Return on Assets (RoA) of 1.0% by the end of Q4 FY 2025-26. Total deposits surpassed ₹3 lakh crore, with Retail and Branch Banking deposits growing by 13.5% year-on-year, outpacing industry averages. The advances book grew by 11.1% to ₹273,445 crore, supported by strong disbursement momentum across segments. Asset quality saw further improvement, with Gross NPA at 1.3% and Net NPA at 0.2%.
A key highlight of the year was the induction of Sumitomo Mitsui Banking Corporation (SMBC) as the largest shareholder with a 24.9% stake, a strategic partnership expected to enhance capabilities in corporate banking, cross-border business, and risk management. The Bank also received multiple credit rating upgrades, with Moody's upgrading its long-term issuer rating to Ba1 (Stable) and S&P Global Ratings assigning an inaugural issuer credit rating of BB+ (Stable).
The report emphasizes the Bank's commitment to sustainability, being recognized as India's highest-rated bank in the S&P Global Corporate Sustainability Assessment 2025. The Bank continues to advance its Net Zero by 2030 target and integrates ESG considerations across its operations. Digital initiatives, including the IRIS platform serving over 4.6 million customers, and financial literacy campaigns like 'Score Kya Hua' were also highlighted.
The 22nd Annual General Meeting (AGM) of the Bank is scheduled to be held on Wednesday, August 19, 2026, at 10:30 A.M. (IST) through Video Conferencing (VC) / Other Audio-Visual Means (OVAM). The dispatch of the AGM notice and the Integrated Annual Report for FY 2025-26 to shareholders and bondholders commenced on Friday, July 24, 2026.
What to do with a filing like this
Yes Bank Limited filed this with the NSE as a statutory disclosure, categorised under annual results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by Yes Bank Limited. Read the original for the full detail.