Yes Bank Q2FY27 Profit Soars 65% to ₹1,080 Crore on Strong Income Growth
Yes Bank reported a 65% year-on-year increase in Net Profit to ₹1,080 Crore for Q2FY27. Operating Profit grew 29.4% to ₹1,678 Crore. Deposits rose 19.5% to ₹3.5 lakh Crore, and Advances grew 23.7% to ₹3 lakh Crore. GNPA improved to 1.2%. The bank is evaluating the Supreme Court's judgment on AT1 bonds.
The announcement includes significant financial results, key performance indicators, and a commentary from the CEO, along with information on a Supreme Court judgment impacting the bank's capital. This comprehensive update has a high impact on stakeholders.
The bank reported strong year-on-year growth in net profit, operating profit, net interest income, and deposits, along with an improvement in asset quality. These are positive financial indicators.
Yes Bank Limited announced its unaudited standalone and consolidated financial results for the second quarter (Q2) and half year ended September 30, 2026.
The bank reported a significant Net Profit of ₹1,080 Crore for Q2FY27, marking a substantial year-on-year increase of 65.0%. This performance was driven by a healthy growth in core operating income. Operating Profit also saw a strong rise of 29.4% year-on-year to ₹1,678 Crore.
Net Interest Income (NII) grew by 22.7% year-on-year to ₹2,822 Crore, while Net Interest Margin (NIM) stood at 2.6%. Non-Interest Income increased by 14.4% year-on-year to ₹1,882 Crore, with core fees growing by 15.5% year-on-year.
On the balance sheet front, Total Deposits crossed the milestone of ₹3.5 lakh Crore, growing 19.5% year-on-year. Retail and Branch-led Deposits constituted 58.8% of total deposits. Advances also surpassed ₹3 lakh Crore, growing 23.7% year-on-year. The bank mobilized ₹18,575 Crore through the RBI concessional swap window for FCNR(B) deposits.
Asset quality showed improvement, with the Gross NPA ratio declining to 1.2% and the Net NPA ratio at 0.2%. The bank's CET1 Ratio was maintained at a healthy 13.7%.
Mr. Vinay M. Tonse, Managing Director & CEO, highlighted the steady performance, profit growth, and balance sheet milestones. He also addressed the Supreme Court's judgment on Additional Tier 1 Bonds, stating the bank is examining it in detail and will take appropriate steps.
The investor presentation and press release were hosted on the bank's website and submitted to the stock exchanges.
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Yes Bank Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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