Bank of India
All news and filings related to Bank of India.
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Bank of India's Infra & Tier 2 Bonds Affirmed at AA+/Stable by India Ratings
India Ratings reaffirmed Bank of India's Basel-III Tier II and Long Term Infra Bonds at 'AA+'/Stable. Issuer rating and AT1 bond ratings were withdrawn. The rating reflects systemic importance, government support, and improving asset quality and capital position. Deposit mobilization remains a challenge.
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Bank of India Redeems ₹750 Crore Additional Tier I Bonds Series VI
Bank of India redeemed its ₹750 crore 9.04% Additional Tier I Bonds Series VI on January 28, 2026, by exercising its call option. The bank also paid ₹56,09,75,427 in broken period interest.
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Bank of India Q3 FY26 Earnings Call Transcript Released
Bank of India released its Q3 FY26 earnings call transcript on January 28, 2026. The bank reported a 7% YoY increase in net profit to ₹2,705 crore and a 13% YoY rise in operating profit to ₹4,193 crore. Global business grew 12.54% YoY. Management provided FY26 guidance for 13-14% advances growth and 11-12% deposit growth.
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Bank of India Appoints Usha Ramsinghani as Company Secretary
Bank of India appointed Smt. Usha Ramsinghani as Company Secretary, effective January 28, 2026. She replaces Shri Rajesh V. Upadhya. Ramsinghani is a CA, CS, and CAIIB with over 13 years of experience.
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Bank of India Submits Newspaper Ads for Q3 FY26 Unaudited Financial Results
Bank of India submitted newspaper advertisements for its unaudited financial results for the third quarter ended December 31, 2025. The results were published on January 22, 2026, in multiple English, Hindi, and Marathi newspapers, adhering to SEBI regulations.
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Bank of India Q3 FY26 Earnings Call Audio Recording Uploaded
Bank of India has uploaded the audio recording of its Q3 FY26 earnings call, held on January 21, 2026. The call discussed the unaudited financial results for the quarter ended December 31, 2025. The recording is available on the bank's website.
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Bank of India Q3FY26 Net Profit at ₹2,704.67 Crore, Up 7.5% YoY
Bank of India reported a Q3FY26 Net Profit of ₹2,704.67 crore, a 7.5% year-on-year increase. Nine-month Net Profit reached ₹7,511.36 crore. Key ratios include Capital Adequacy Ratio of 17.09%, Gross NPAs at 2.26%, and Net NPAs at 0.60%. The bank redeemed ₹3,000 crore of Tier II bonds and raised ₹12,500 crore.
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Bank of India Q3 FY26 Investor Presentation: Robust Growth in Deposits and Advances
Bank of India's Q3 FY26 investor presentation shows strong growth. Global Deposits increased by 11.64% to ₹8.87 lakh crore, and Global Advances grew by 13.63% to ₹7.40 lakh crore. Net Profit rose by 7.47%. Gross NPA improved to 2.26%, and Net NPA decreased to 0.60%. Capital Adequacy Ratio stands at 17.09%.
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Bank of India Q3FY26 Net Profit Rises 7% to ₹2,705 Crore; Global Business Crosses ₹16 Lakh Crore
Bank of India reported Q3FY26 net profit of ₹2,705 crore, up 7% YoY. Global business crossed ₹16 lakh crore. Advances grew 13.63% YoY, deposits rose 11.64% YoY. Operating profit increased 13% to ₹4,193 crore. Gross NPA improved to 2.26% and Net NPA to 0.60%.
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Bank of India Q3FY26 Results: Net Profit Rises to ₹2,704.67 Crore
Bank of India reported Q3FY26 net profit of ₹2,704.67 crore standalone and ₹2,812.29 crore consolidated. Total income was ₹21,205.95 crore standalone and ₹21,379.21 crore consolidated. Capital Adequacy Ratio stood at 17.09% standalone and 17.57% consolidated. Gross NPA was 2.26% and Net NPA was 0.60%.
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Bank of India Schedules Analyst Call for Q3 FY26 Results on Jan 21, 2026
Bank of India will hold an earnings call on January 21, 2026, at 6:30 PM IST to discuss its Q3 FY26 unaudited financial results. The call will feature MD & CEO Shri Rajneesh Karnatak and other executive directors.
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Bank of India files Reconciliation of Share Capital Audit Report for Q3 FY26
Bank of India filed its Reconciliation of Share Capital Audit Report for the quarter ended December 31, 2025. The report confirms compliance with SEBI regulations regarding share capital. Issued capital stands at 4,55,38,44,966 shares, with 4,55,26,67,866 shares listed. A total of 11,77,100 unlisted shares remain due to past forfeitures.
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Bank of India Announces Senior Management Reassignments
Bank of India has reassigned four senior management personnel effective January 7, 2026. Key individuals like Ashok Kumar Pathak, Sharda Bhushan Rai, Nitin G Deshpande, and Prashant Thapliyal have transitioned to new roles overseeing critical areas such as credit, treasury, recovery, and retail operations.
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Bank of India: SEBI Regulation 74(5) Compliance Certificate for Q3FY26
Bank of India submitted a compliance certificate from its RTA for Q3FY26, confirming dematerialization processing as per SEBI regulations. Securities received by December 31, 2025, were processed, and name substitutions were made within 15 days.
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Bank of India Q3FY26: Business Grows 12.50% to ₹16.27 Lakh Crore
Bank of India's Q3 FY26 provisional results show global business growth of 12.50% to ₹16.27 lakh crore. Global deposits rose 11.64% to ₹8.87 lakh crore, and gross advances increased 13.55% to ₹7.39 lakh crore. Domestic advances grew 15.07%.
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Bank of India Elevates Shankar Sen to Chief General Manager
Bank of India has promoted Shri Shankar Sen from General Manager to Chief General Manager. The elevation is effective January 01, 2026. This change impacts the bank's senior management structure.
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Bank of India Revises MCLR Effective January 1, 2026
Bank of India has revised its Marginal Cost of Fund based Lending Rate (MCLR) effective January 1, 2026. Overnight MCLR will be 7.70%, 1-year MCLR will be 8.75%. RBLR, FRS, and Base Rate remain unchanged. The announcement was made on December 31, 2025.
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Bank of India Holds Virtual Investor Meetings with BofA Securities and Morgan Stanley
Bank of India conducted virtual one-to-one meetings with investors and analysts, including BofA Securities and Morgan Stanley, on December 23, 2025. Only publicly available information was shared, with no Unpublished Price Sensitive Information disclosed.
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Bank of India raises ₹10,000 Crore via Long Term Bonds
Bank of India raised ₹10,000 crore through Long Term Bonds Series IV. The issue was oversubscribed by 3.06 times, with bids totaling ₹15,305 crore. The accepted amount is ₹10,000 crore at a coupon rate of 7.23% p.a. The bonds are unsecured, subordinated, and redeemable. The issue opened and closed on December 23, 2025.
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Bank of India: Trading Window Closed for Q3 FY26 Results
Bank of India's trading window will be closed from January 1, 2026, until 48 hours after the declaration of Q3 FY26 financial results. The board meeting date for approving these results will be announced later.
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Bank of India sets Jan 13, 2026, as record date for call option on 9.04% AT1 Bonds Series VI
Bank of India will exercise its call option on 9.04% Additional Tier I Bonds Series VI. January 13, 2026, has been set as the Record Date for the call option exercise. The bonds were issued on January 28, 2021, and the call option is exercisable on January 28, 2026.
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Bank of India Announces Change in Senior Management Assignments
Bank of India has updated senior management roles effective December 20, 2025. Shri Sudhiranjan Padhi has moved to HR and Finance, while Shri Rajesh Sadashiv Ingle and Shri Satyendra Singh have been assigned key roles in IT and CTO Inspection & Audit.
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Bank of India: CRISIL reaffirms ratings on Tier I, Tier II, Infra Bonds & CDs
CRISIL Ratings has reaffirmed Bank of India's Basel-III compliant Tier I Bonds at 'CRISIL AA/Stable', Tier II Bonds at 'CRISIL AA+/Stable', and assigned 'CRISIL AA+/Stable' to Infrastructure Bonds. Certificate of Deposits retained 'CRISIL A1+'. Ratings are supported by GoI backing, market position, and resource profile, balanced by asset quality and earnings.
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Bank of India's Long-Term Debt Rated AA+ Stable by CARE Ratings
CARE Ratings reaffirmed Bank of India's long-term debt rating at 'CARE AA+; Stable' and Certificate of Deposit rating at 'CARE A1+'. The rating factors in government support and the bank's franchise, but notes weaker asset quality and earnings relative to peers. Profitability may face pressure in FY26.
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Bank of India holds one-to-one meeting with Millennium Partners
Bank of India representatives met with Millennium Partners on December 17, 2025. Only publicly available information was shared, with no Unpublished Price Sensitive Information disclosed during the one-to-one meeting.
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Bank of India Holds Investor Meeting on Dec 16, 2025
Bank of India held one-to-one physical meetings with investors and analysts on December 16, 2025. Attendees included Pinpoint Asset Management and Schonfeld Strategic Advisors. Only publicly available information was shared, with no Unpublished Price Sensitive Information disclosed.
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Bank of India Reappoints Four Statutory Central Auditors for FY2025-26
Bank of India reappointed four audit firms as Statutory Central Auditors for FY2025-26, with approval from the RBI. The firms include M/s S Jaykishan, M/s A Bafna & Co., M/s S C V & Co. LLP, and M/s Sarda & Pareek LLP. This marks the 3rd year for three firms and the 2nd year for one.
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Bank of India issues BASEL III Compliant Tier II Bonds of ₹2,500 Crore
Bank of India issued Basel III Compliant Tier II Bonds of ₹2,500 Crore, oversubscribed 4.98 times, with a coupon rate of 7.28%.
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Bank of India: Notice to Shareholders Regarding IEPF Transfer
Bank of India notifies shareholders regarding the transfer of equity shares to IEPF due to unclaimed dividends for 7+ years, in compliance with regulatory norms. Deadline for claiming dividend is March 7, 2026.
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Bank of India Revises Repo Based Lending Rate (RBLR)
Bank of India revised its Repo Based Lending Rate (RBLR) to 8.10% from 8.35%, effective December 5, 2025, due to a decrease in the Repo Rate announced by the RBI.
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Bank of India faces ₹4.20 Lakh penalty from RBI
RBI imposed a monetary penalty of ₹4,19,550 on Bank of India due to irregularities in Chandrapur currency chest. The bank stated that it has no material impact on its financials.
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Bank of India to redeem Basel III Tier 2 bond on 31 Dec 2025
Bank of India to redeem Basel III compliant Tier 2 bond of ₹3,000 crore on 31 December 2025. Record date is 16 December 2025. Trading will be suspended between record date and redemption date.
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Shri Prabodh Parikh Assumes Office as Shareholder's Director at Bank of India
Shri Prabodh Parikh assumed office as Shareholder's Director at Bank of India on November 29, 2025, for a three-year term.
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Completion of Term of Shareholder's Director
Shri Vishwanath V Shenoy, Shareholder's Director, completed his three-year term and demitted office on November 28, 2025.
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Bank of India Announces Senior Management Change
Bank of India announced the elevation of Shri Satyendra Singh from General Manager to Chief General Manager, effective November 25, 2025.
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Bank of India Appoints Shri Pramod Kumar Dwibedi as Executive Director
Bank of India announced the appointment of Shri Pramod Kumar Dwibedi as Executive Director, effective November 24, 2025, until his superannuation on June 30, 2028, or further orders.
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ICRA assigns [ICRA]AA+ (Stable) to Bank of India's Basel III Tier II bonds
ICRA assigns [ICRA]AA+ (Stable) to Bank of India's ₹2,500 crore Basel III Tier II bonds, factoring in strong capital, declining stressed assets, and government support. GNPA and NNPA declined to 2.54% and 0.65% respectively as on September 30, 2025.
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Bank of India faces ₹1 lakh penalty from RBI for note shortage
Bank of India received a monetary penalty of ₹1 lakh from the Reserve Bank of India (RBI) due to a shortage of notes detected in soiled note remittance of Chandrapur currency chest on November 20, 2025.
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Bank of India faces monetary penalty from RBI
Bank of India was penalized ₹1,35,750 by RBI due to irregularities with soiled notes at a Bhilai currency chest. The bank stated the penalty has no material financial impact.
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Bank of India's Basel-III Tier II Bonds receive [ICRA]AA+ (Stable) credit rating
ICRA Ltd. has assigned an [ICRA]AA+ (Stable) credit rating to Bank of India's ₹2,500.00 crore Basel-III compliant Tier II Bonds, enhancing the bank's financial standing and fundraising capabilities.
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CARE Ratings Assigns and Reaffirms Ratings for Bank of India
CARE Ratings assigns 'CARE A1+' to Bank of India's ₹50,000 crore certificate of deposit and reaffirms 'CARE AA+; Stable' rating for various bonds. Rating factors in BOI's franchise, capitalization, and GoI support.
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Bank of India's Basel-III Tier II Bonds & Infra Bonds Rating Reaffirmed at AA+
CARE Ratings Ltd. reaffirmed AA+ rating with Stable outlook for Bank of India's Basel-III compliant Tier II Bonds and Long Term Infra Bonds on 12 November 2025. A1+ rating assigned for Certificate of Deposit (New).
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Bank of India Executives Participate in Anand Rathi G-200 Summit Investor/Analyst Meet
Bank of India executives attended the Anand Rathi G-200 Summit, meeting various institutional investors and analysts to discuss publicly available information, ensuring transparency and investor engagement.
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RBI imposes ₹1,35,750 penalty on Bank of India for Bhilai Currency Chest irregularities
RBI fined Bank of India ₹1,35,750 for irregularities at its Bhilai Currency Chest. The bank has taken preventive measures and states no material financial impact.
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Bank of India EGM approves Executive Director term extensions; Shareholder Director elected
Bank of India's EGM on 7th November 2025 approved term extensions for two Executive Directors and confirmed the election of Shri Prabodh Parikh as a Shareholder Director.
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Bank of India announces participation in Anand Rathi G-200 Summit
Bank of India will participate in the Anand Rathi G-200 Summit on 12th November at Taj Santacruz, Mumbai. The bank will discuss publicly available information.
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Bank of India: Election of Shareholder Director Update
Bank of India announced Shri Prabodh Parikh elected unopposed as Shareholder Director, assuming office from 29 Nov 2025 for 3 years. EGM on 7 Nov 2025 will proceed for other business.
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Bank of India Reports 8% Net Profit Growth in Q2 FY26, Improved Asset Quality, and Positive FY26 Guidance
Bank of India reported an 8% increase in Q2 FY26 net profit to ₹2,555 crore, improved asset quality with Gross NPA at 2.54%, and strong business growth. Management provided positive FY26 guidance and detailed strategic initiatives.
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Bank of India: Shri Prabodh Parikh elected as Director, EGM agenda revised
Bank of India announced Shri Prabodh Parikh's election as a Director, and the EGM will proceed with other business.
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Bank of India Submits Newspaper Publication of Q2/Half-Year Financial Results
Bank of India submitted newspaper publications of its unaudited financial results for the quarter/half-year ended September 30, 2025, as per SEBI regulations.
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