ESAF Small Finance Bank Limited
All news and filings related to ESAF Small Finance Bank Limited.
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ESAF Small Finance Bank: Deposits Surge 24.34% YoY to ₹28,466 Cr, Gross Advances up 25.05% YoY to ₹23,931 Cr
ESAF Small Finance Bank's total deposits grew 24.34% YoY to ₹28,466 Crore as of September 30, 2026. Gross advances increased 25.05% YoY to ₹23,931 Crore. Total business reached ₹53,447 Crore. The bank operates 831 branches.
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ESAF Small Finance Bank Closes Trading Window from Oct 1 for Q2 FY27 Results
ESAF Small Finance Bank will close its trading window for designated persons from October 1, 2026. The window will reopen 48 hours after the announcement of the unaudited standalone financial results for the quarter and half-year ended September 30, 2026. The date of the board meeting for results declaration is yet to be announced.
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ESAF Small Finance Bank plans to raise ₹500 Crore via NCDs through private placement
ESAF Small Finance Bank's Board approved raising up to ₹500 Crores through Unsecured, Redeemable, Non-Convertible Debentures (NCDs) via private placement. This is to bolster Tier II Capital and supports the FY26-27 business plan. The issuance will occur in tranches, concluding by the next AGM. Management Committee is authorized to manage the process.
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ESAF Small Finance Bank Allots 11,757 Equity Shares Under ESOP Scheme
ESAF Small Finance Bank Limited allotted 11,757 equity shares under its Employee Stock Option Scheme 2019 on September 22, 2026. The face value per share is ₹10. This issuance increases the bank's total issued shares to 51,61,20,301.
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ESAF Small Finance Bank Allots 90,418 Equity Shares Under ESOP Scheme
ESAF Small Finance Bank allotted 90,418 equity shares under its ESOP Scheme 2019 on September 01, 2026. This increases the total issued shares to 51,61,08,544 and total share capital to ₹516,10,85,440.
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ESAF Small Finance Bank's Credit Rating Reaffirmed by CARE Ratings; Outlook Revised to Stable
ESAF Small Finance Bank's credit rating for its Non-Convertible Debentures (NCDs) and Certificates of Deposit has been reaffirmed by CARE Ratings, with the outlook revised to Stable from Negative. This positive revision reflects improved profitability and asset quality following a portfolio clean-up and sale of NPAs. GNPA and NNPA have moderated significantly as of June 30, 2026.
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ESAF Small Finance Bank Reconstitutes Board Committees Effective September 1, 2026
ESAF Small Finance Bank will reconstitute its board committees effective September 1, 2026. The decision was approved via a circular resolution on August 21, 2026. Changes affect Audit, Nomination & Remuneration, Risk Management, Stakeholders Relationship, and CSR committees.
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ESAF Small Finance Bank's Tier II Bonds Rating Upgraded by Brickwork Ratings to BWR A-/Stable
ESAF Small Finance Bank's Tier II Bonds rating has been upgraded by Brickwork Ratings from BWR BBB+/Stable to BWR A-/Stable. The upgrade is driven by improved asset quality and profitability recovery. The bank reported a profit of ₹80 Crore for Q1FY27. Its CRAR was 23.90% as of June 30, 2026.
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ESAF Small Finance Bank Appoints Rodi Dabir & Co as Joint Statutory Auditors for 3 Years
ESAF Small Finance Bank appointed Rodi Dabir & Co as Joint Statutory Auditors for three years. The appointment was approved at the 10th AGM on August 14, 2026, and will last until the 13th AGM. Rodi Dabir & Co has over 35 years of experience in statutory auditing for banks.
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ESAF Small Finance Bank Appoints Two New Directors, Re-appoints One at AGM
ESAF Small Finance Bank's shareholders approved appointments and re-appointments at the AGM on August 14, 2026. Shri. Hari Velloor and Shri. Ashok Tukaram Dhamankar were appointed as Non-Executive Directors from September 1, 2026, for three years. Prof. Biju Varkkey was re-appointed as Non-Executive Independent Director from August 17, 2026, for three years.
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ESAF Small Finance Bank Concludes 10th AGM; Approves Key Resolutions
ESAF Small Finance Bank Limited held its 10th AGM on August 14, 2026. Key resolutions approved include adopting FY26 financial statements, appointing new directors, re-appointing existing directors, and approving remuneration revisions for MD & CEO and Executive Director. The bank also approved debt fundraising and amendments to Articles of Association.
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ESAF Small Finance Bank Q1 FY27 Earnings Call Transcript Released
ESAF Small Finance Bank's Q1 FY27 earnings call transcript reveals total business crossed ₹50,000 crore. Gross advances grew 27% to ₹23,216 crore, and deposits rose 19% to ₹26,924 crore. The bank targets 2% ROA by FY27 end and a steady-state ROA of 2%-2.5%. It plans to explore raising Tier 1 capital by year-end.
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ESAF Small Finance Bank: Audio Recording of Q1 FY27 Earnings Call Available
ESAF Small Finance Bank's audio recording of its Q1 FY27 earnings conference call, held on August 3, 2026, is now available on the bank's website. The call discussed the financial results for the quarter ended June 30, 2026.
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ESAF Small Finance Bank Publishes Q1 FY27 Unaudited Standalone Financial Results
ESAF Small Finance Bank Limited published its unaudited standalone financial results for the quarter ended June 30, 2026. The results were announced on August 1, 2026, in "Business Line" and "Deepika" newspapers.
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ESAF Small Finance Bank Q1 FY27 PAT ₹80 Crore, Total Business Crosses ₹50,000 Crore
ESAF Small Finance Bank's Q1 FY27 results show total business crossing ₹50,000 Crore. Profit After Tax (PAT) reached ₹80 Crore, a significant turnaround from the previous year. Gross advances grew 27% YoY to ₹23,216 Crore, with secured advances forming 62% of the portfolio. Deposits increased 19% YoY to ₹26,924 Crore, and asset quality improved with NNPA at 0.8%.
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ESAF Small Finance Bank Q1 FY27 Investor Presentation Highlights Strong Growth
ESAF Small Finance Bank's Q1 FY27 investor presentation shows strong performance. Gross advances rose 27% YoY to ₹23,216 crore, and deposits grew 19% YoY to ₹26,924 crore. NIM improved to 7.9% and Cost to Income ratio decreased to 58.1%. GNPA reduced to ₹1,253 crore, and NNPA fell to ₹184 crore. The MARG portfolio saw 42% YoY growth.
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ESAF Small Finance Bank Q1FY27 Standalone Results: Profit at ₹8.01 Crore
ESAF Small Finance Bank reported a Q1FY27 standalone profit of ₹8.01 crore, a turnaround from a loss of ₹8.12 crore in Q1FY26. Total income rose to ₹1,34,601 lakh. The bank's CAR was 23.86%, with Gross NPA at 5.40% and Net NPA at 0.83%. Tier II capital of ₹85 crore was raised.
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ESAF Small Finance Bank Schedules Earnings Conference Call for Q1 FY27 on August 3
ESAF Small Finance Bank will host an earnings conference call on August 3, 2026, at 4:00 PM IST to discuss its Q1 FY27 unaudited standalone financial results. Key management will participate in the discussion.
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ESAF Small Finance Bank Allots 14,940 Equity Shares Under ESOP Scheme
ESAF Small Finance Bank allotted 14,940 equity shares under its ESOP Scheme 2019 on July 24, 2026. The face value per share is ₹10. This increases the bank's total issued shares to 51,60,18,126.
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ESAF Small Finance Bank Announces 10th AGM on Aug 14, 2026, to Discuss FY26 Annual Report
ESAF Small Finance Bank's 10th AGM is set for August 14, 2026, conducted via VC/OAVM. The bank has dispatched letters with a web link to its Annual Report for FY 2025-26 to shareholders without registered email addresses. The report is also available on the bank's website.
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ESAF Small Finance Bank Announces 10th AGM on August 14, 2026
ESAF Small Finance Bank Limited will hold its 10th Annual General Meeting on August 14, 2026, at 3:00 PM IST. The meeting will be conducted via Video Conference/Other Audio-Visual Means.
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ESAF Small Finance Bank Releases BRSR Report for FY 2025-26
ESAF Small Finance Bank Limited has released its Business Responsibility and Sustainability Report (BRSR) for the Financial Year 2025-26. The report, submitted on July 20, 2026, is also part of the Annual Report and available on the bank's website. It details the bank's ESG performance, including corporate identity, operations, employee data, and CSR activities.
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ESAF Small Finance Bank Announces Book Closure for AGM on Aug 8-14
ESAF Small Finance Bank's Register of Members and Share Transfer Books will be closed from August 8 to August 14, 2026, for its Annual General Meeting (AGM) on August 14. E-voting is open from August 11 to August 13, with August 7 as the cut-off date for eligibility.
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ESAF Small Finance Bank to Hold 10th AGM on Aug 14; Approves Director Appointments & Remuneration
ESAF Small Finance Bank will hold its 10th AGM on August 14, 2026. The meeting will approve the FY26 financial statements, re-appoint Shri. George Ittan Maramkandathil, and appoint new auditors. It will also approve appointments of Shri. Hari Velloor and Prof. Biju Varkkey as directors, and revise remuneration for MD & CEO and Executive Director. The bank also seeks approval to raise ₹2000 crore via debt securities.
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ESAF Small Finance Bank Allots 51,391 Equity Shares Under ESOP Scheme
ESAF Small Finance Bank allotted 51,391 equity shares under its Employee Stock Option Scheme 2019 on July 14, 2026. The face value of each share is Rs. 10. Post-allotment, the bank's total issued shares stand at 51,60,03,186.
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ESAF Small Finance Bank Announces 10th AGM via VC/OAVM
ESAF Small Finance Bank Limited will hold its 10th Annual General Meeting on July 11, 2026. The meeting will be conducted virtually via Video Conferencing/Other Audio-Visual Means. Advertisements were published in Financial Express and Deepika.
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ESAF Small Finance Bank to hold 10th AGM on August 14, 2026
ESAF Small Finance Bank's 10th AGM will be held on August 14, 2026, via VC/OAVM. The cut-off date for e-voting and attendance is August 7, 2026. The bank will also release its FY26 Annual Report.
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ESAF Small Finance Bank: Certificate of Compliance for Q1 FY27
ESAF Small Finance Bank Limited received a compliance certificate for Q1 FY27 from its Registrar & Share Transfer Agents, MUFG Intime India Private Limited. The certificate confirms adherence to SEBI (Depositories and Participants) Regulations, 2018, regarding dematerialisation of securities processed during the quarter ended June 30, 2026.
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ESAF Small Finance Bank Q1 FY27 Deposits Grow 18.6% YoY to ₹26,925 Cr; Advances Up 27.4%
ESAF Small Finance Bank reported provisional Q1 FY27 results with total deposits at ₹26,925 Cr (up 18.62% YoY) and gross advances at ₹23,216 Cr (up 27.39% YoY). Total business reached ₹51,141 Cr. The customer base expanded to 1.04 Crore.
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ESAF Small Finance Bank Allots ₹85 Crore in Basel II Compliant Bonds
ESAF Small Finance Bank has approved the allotment of 8,500 NCDs valued at ₹85 crore. These are Basel II compliant lower Tier II subordinated bonds with a 73-month tenure. The bonds offer a coupon rate up to 11.65% payable quarterly and will mature on July 25, 2032.
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ESAF Small Finance Bank to Meet JNJ Holdings on June 29, 2026
ESAF Small Finance Bank will hold a one-to-one in-person meeting with JNJ Holdings on June 29, 2026, in Kerala. Only public domain information will be shared during the interaction.
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ESAF Small Finance Bank Clarifies Volume Movement, Cites Market Driven Factors
ESAF Small Finance Bank Limited clarified a significant increase in its share trading volume, attributing it to market-driven factors. The bank confirmed compliance with SEBI disclosure regulations and stated no material information was withheld.
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ESAF Small Finance Bank Clarifies Spurt in Share Volume, Cites Market Driven Activity
ESAF Small Finance Bank Limited clarified a recent spurt in its share trading volume. The bank confirmed compliance with SEBI disclosure norms and stated that it has not withheld any material information. The increase in volume is considered purely market-driven, with no specific reasons identified by the bank.
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ESAF Small Finance Bank Crosses ₹50,000 Crore Total Business Milestone
ESAF Small Finance Bank achieved a significant milestone, crossing ₹50,000 crore in total business as of June 11, 2026. Total deposits stood at ₹26,197 crore and gross advances at ₹23,832 crore. The bank operates 816 branches across 26 states.
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ESAF Small Finance Bank: Promoter Group Confirms No Share Encumbrance for FY26
ESAF Small Finance Bank Limited filed its annual disclosure for FY26 under SEBI SAST Regulations. The promoter group, including ESAF Financial Holdings (holding 52.85%) and Kadambelil Paul Thomas (holding 6.05%), confirmed no share encumbrance or pledge as of March 31, 2026.
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ESAF Small Finance Bank Appoints G Narasimha Murthy as Chief Risk Officer
ESAF Small Finance Bank appointed G Narasimha Murthy as Chief Risk Officer for three years from August 01, 2026. Poulose Bharanikulangara was appointed Head of Internal Audit for three years from July 01, 2026. These changes were approved by the Board on June 04, 2026.
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ESAF Small Finance Bank Appoints Ashok Dhamankar and Hari Velloor as Directors
ESAF Small Finance Bank appointed Shri. Ashok Tukaram Dhamankar as Non-Executive Independent Director and Shri. Hari Velloor as Non-Executive Director. Both appointments are for three-year terms, subject to shareholder approval at the upcoming Annual General Meeting.
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ESAF Small Finance Bank Appoints Two Non-Executive Directors and Two Senior Management Personnel
ESAF Small Finance Bank appointed Shri. Ashok Tukaram Dhamankar and Shri. Hari Velloor as Non-Executive Directors for three-year terms. The bank also appointed Shri. G Narasimha Murthy as Chief Risk Officer from August 1, 2026, and Shri. Poulose Bharanikulangara as Head – Internal Audit from July 1, 2026, both for three-year terms.
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ESAF Small Finance Bank Allots 2,75,284 Equity Shares Under ESOP Scheme
ESAF Small Finance Bank allotted 2,75,284 equity shares under its ESOP Scheme 2019 on May 22, 2026. The exercise price was ₹15.51 per share. This increases the total issued shares to 51,59,51,795.
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ESAF Small Finance Bank Releases Q4 FY26 Earnings Call Transcript
ESAF Small Finance Bank's Q4 FY26 earnings call transcript reveals a total business of ₹48,276 crore, up 15% YoY. Gross advances grew 19% and deposits 11%. Secured loan mix improved to 61%. GNPA fell to 5.4%. Profit after tax was ₹24 crore. The bank targets 70% secured assets by March 2027, 2% ROA by FY28, and 20-25% loan growth.
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ESAF Small Finance Bank Publishes Audited Standalone Financial Results for FY26
ESAF Small Finance Bank Limited has published its audited standalone financial results for the quarter and financial year ended March 31, 2026. The results were published on May 1, 2026, in Business Line and Deepika newspapers as per SEBI regulations.
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ESAF Small Finance Bank Releases Investor Presentation for Q4 and FY 2026
ESAF Small Finance Bank released its investor presentation for the quarter and financial year ended March 31, 2026. The presentation details the bank's business and financial performance. The document is available on the bank's website.
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ESAF Small Finance Bank Q4 FY26 Net Profit at ₹24 Crore, YoY Growth of 166.1% in Operating Profit
ESAF Small Finance Bank reported a Q4 FY26 net profit of ₹24 crore, a turnaround from last year's ₹183 crore loss. Operating profit grew 166.1% YoY. Total business reached ₹48,276 crore, with gross advances up 19.4% and deposits up 11.1%. Secured assets now form 61% of advances.
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ESAF Small Finance Bank Reclassifies Key Personnel to Senior Management
ESAF Small Finance Bank reclassifies key personnel to Senior Management Personnel effective May 1, 2026. This includes Shri. Sudev Kumar V, Shri. Wilson Cyriac, Shri. Sivakumar P, Shri. Bosco Joseph, and Shri. George Chacko Varghese. The Board approved this change based on committee recommendations.
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ESAF Small Finance Bank Board Recommends Re-appointment of Prof. Biju Varkkey as Independent Director
ESAF Small Finance Bank's Board recommended re-appointing Prof. Biju Varkkey as Non-Executive Independent Director for three years from August 17, 2026, to August 16, 2029. This requires shareholder approval at the upcoming AGM. Prof. Varkkey is not related to other directors.
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ESAF Small Finance Bank Board Approves Director Re-appointment and Senior Management Reclassification
ESAF Small Finance Bank's Board recommended re-appointing Prof. Biju Varkkey as Non-Executive Independent Director from August 17, 2026, to August 16, 2029. The Board also reclassified several personnel to Senior Management Personnel, effective May 1, 2026, including Shri. Sudev Kumar V and Shri. Wilson Cyriac.
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ESAF Small Finance Bank Reports Audited Standalone Results for FY26, Unmodified Audit Opinion Issued
ESAF Small Finance Bank announced its audited standalone financial results for the quarter and year ended March 31, 2026. The company received an unmodified audit opinion from its joint statutory auditors. The bank also confirmed full utilization of ₹150 crore raised via non-convertible debentures in January 2026.
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ESAF Small Finance Bank Schedules Q4 & FY26 Earnings Conference Call for May 4, 2026
ESAF Small Finance Bank will host an earnings conference call on May 4, 2026, at 04:00 PM IST to discuss its Audited Standalone Financial Results for the Quarter and Financial Year Ended March 31, 2026. Financial results and presentations will be available on the bank's website.
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ESAF Small Finance Bank Allots 13,898 Equity Shares Under ESOP Scheme
ESAF Small Finance Bank Limited allotted 13,898 equity shares under its ESOP Scheme 2019 on April 13, 2026. The exercise price was ₹15.51 per share. This increases the total issued shares to 51,56,76,511.
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ESAF Small Finance Bank: Certificate of Compliance for Q4 FY26 Filed
ESAF Small Finance Bank Limited filed a compliance certificate for the quarter ended March 31, 2026, under SEBI (Depositories and Participants) Regulations, 2018. The certificate was issued by MUFG Intime India Private Limited, confirming the processing of dematerialised securities.
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